Cincinnati Financial Corporation (CINF) Stock

Cincinnati Financial Corporation trades at a P/E ratio of 13.31, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 29.50 is higher than the current P/E, indicating analysts expect earnings to decline over the next year. The PEG ratio of -158.72 suggests the stock may be undervalued relative to its growth rate.

With a beta of 0.71, Cincinnati Financial Corporation is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 1.68 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Cincinnati Financial Corporation achieves a profit margin of 15.60%, meaning it retains $15.60 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 26.80% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 13.40% and ROA at 3.90%, the company achieves moderate returns on invested capital.

Cincinnati Financial Corporation's revenue grew by 27.70% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. Earnings increased by 119.20% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against FIRE, MARINE & CASUALTY INSURANCE industry averages for proper context.

Cincinnati Financial Corporation offers a dividend yield of 2.19%, paying $3.36 per share annually. This above-average yield of 2-4% provides meaningful income while still allowing the company to reinvest for growth. It compares favorably to the S&P 500 average and offers competitive returns versus bonds in the current rate environment. To receive the next dividend, shares must be purchased before the ex-dividend date of 9/22/2025.

The dividend sustainability can be assessed through the payout ratio - Cincinnati Financial Corporation pays $3.36 per share in dividends against earnings of $11.54 per share, resulting in a payout ratio of 29.12%. This conservative payout below 30% indicates excellent dividend safety with substantial room for future increases. The company retains most earnings for growth while still rewarding shareholders. The next dividend payment is scheduled for 7/15/2025.

Cincinnati Financial Corporation has a market capitalization of $24.02B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 156.38M shares outstanding, the company's ownership is relatively concentrated. As a participant in the FIRE, MARINE & CASUALTY INSURANCE industry, it competes with other firms in this sector.

Cincinnati Financial Corporation's book value per share is $91.50, while the current stock price is $156.86, resulting in a price-to-book (P/B) ratio of 1.71. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

8 analysts cover CINF with 50% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $162.00 implies 3.3% upside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:1 Strong Buy, 3 Buy, 4 Hold, 00The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

RSI data is not available for this stock.

MACD and moving average data are not available for this stock.