Cincinnati Financial Corporation (CINF) Stock

Cincinnati Financial Corporation trades at a P/E ratio of 15.93, which is near the market average of approximately 20, suggesting the market views it as fairly valued relative to its earnings. Looking ahead, the forward P/E of 28.57 is higher than the current P/E, indicating analysts expect earnings to decline over the next year. The PEG ratio of -158.72 suggests the stock may be undervalued relative to its growth rate.

With a beta of 0.79, Cincinnati Financial Corporation is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 1.67 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Cincinnati Financial Corporation achieves a profit margin of 13.20%, meaning it retains $13.20 from every $100 in revenue after all expenses. This represents a solid margin typical of well-run businesses, showing the company can effectively balance revenue generation with cost control. The operating margin of -4.48% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 11.00% and ROA at 3.22%, the company achieves moderate returns on invested capital.

Cincinnati Financial Corporation's revenue declined by 12.60% year-over-year, indicating challenges in maintaining sales momentum. This contraction may reflect market headwinds, competitive pressures, or strategic transitions. Earnings decreased by 65.80% year-over-year, reflecting the bottom-line impact of business performance. These growth metrics should be evaluated against FIRE, MARINE & CASUALTY INSURANCE industry averages for proper context.

Cincinnati Financial Corporation offers a dividend yield of 2.38%, paying $3.30 per share annually. This above-average yield of 2-4% provides meaningful income while still allowing the company to reinvest for growth. It compares favorably to the S&P 500 average and offers competitive returns versus bonds in the current rate environment. To receive the next dividend, shares must be purchased before the ex-dividend date of 6/23/2025.

The dividend sustainability can be assessed through the payout ratio - Cincinnati Financial Corporation pays $3.30 per share in dividends against earnings of $9.18 per share, resulting in a payout ratio of 35.95%. This balanced payout between 30-60% suggests a sustainable dividend policy that allows both shareholder returns and business reinvestment. The dividend appears well-covered by earnings. The next dividend payment is scheduled for 7/15/2025.

Cincinnati Financial Corporation has a market capitalization of $22.86B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 156.30M shares outstanding, the company's ownership is relatively concentrated. As a participant in the FIRE, MARINE & CASUALTY INSURANCE industry, it competes with other firms in this sector.

Cincinnati Financial Corporation's book value per share is $87.77, while the current stock price is $149.40, resulting in a price-to-book (P/B) ratio of 1.70. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

8 analysts cover CINF with 50% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $152.83 implies 2.3% upside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:3 Strong Buy, 1 Buy, 4 Hold, 00The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

RSI data is not available for this stock.

MACD and moving average data are not available for this stock.