Comerica Inc. (CMA) Stock

Comerica Inc. trades at a P/E ratio of 11.28, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 11.70 is higher than the current P/E, indicating analysts expect earnings to decline over the next year. The PEG ratio of 4.18 indicates a premium valuation even accounting for growth.

With a beta of 0.94, Comerica Inc. is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 1.17 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Comerica Inc. achieves a profit margin of 22.60%, meaning it retains $22.60 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 29.50% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 11.20% and ROA at 0.93%, the company achieves moderate returns on invested capital.

Comerica Inc.'s revenue grew by 5.10% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 27.60% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against NATIONAL COMMERCIAL BANKS industry averages for proper context.

Comerica Inc. offers a dividend yield of 4.78%, paying $2.84 per share annually. This high yield exceeds 4%, significantly outperforming the S&P 500 average of 1.5-2% and most investment-grade bonds. For income-focused investors, this represents an attractive cash flow opportunity, though high yields sometimes signal market concerns about sustainability. To receive the next dividend, shares must be purchased before the ex-dividend date of 6/13/2025.

The dividend sustainability can be assessed through the payout ratio - Comerica Inc. pays $2.84 per share in dividends against earnings of $5.29 per share, resulting in a payout ratio of 53.69%. This balanced payout between 30-60% suggests a sustainable dividend policy that allows both shareholder returns and business reinvestment. The dividend appears well-covered by earnings. The next dividend payment is scheduled for 7/1/2025.

Comerica Inc. has a market capitalization of $7.84B, classifying it as a mid-cap stock ($2B-$10B). Mid-caps often represent companies in their growth phase, offering higher growth potential than large-caps but with more stability than small-caps. They can be attractive takeover targets and may become tomorrow's large-caps. With 131.41M shares outstanding, the company's ownership is relatively concentrated. As a participant in the NATIONAL COMMERCIAL BANKS industry, it competes with other firms in this sector.

Comerica Inc.'s book value per share is $50.74, while the current stock price is $68.01, resulting in a price-to-book (P/B) ratio of 1.34. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

22 analysts cover CMA with 18% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $59.60 implies -12.4% downside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:3 Strong Buy, 1 Buy, 12 Hold, 3 Sell, 3 Strong Sell. The bearish sentiment indicates concerns, but contrarian investors sometimes find opportunities when Wall Street is negative.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

RSI data is not available for this stock.

MACD and moving average data are not available for this stock.