Capital One Financial Corporation (COF) Stock

Capital One Financial Corporation trades at a P/E ratio of 621.11, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 11.39 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 0.76 suggests the stock may be undervalued relative to its growth rate.

With a beta of 1.17, Capital One Financial Corporation is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 1.29 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

0 The operating margin of -533.00% reveals how efficiently the company runs its core business operations before interest and taxes.0

Capital One Financial Corporation's revenue declined by 81.00% year-over-year, indicating challenges in maintaining sales momentum. This contraction may reflect market headwinds, competitive pressures, or strategic transitions. Earnings increased by 10.20% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against CREDIT SERVICES industry averages for proper context.

Capital One Financial Corporation offers a dividend yield of 1.07%, paying $2.40 per share annually. This modest yield below 2% suggests the company prioritizes growth investments over current income. While the dividend provides some return, investors are likely attracted more by capital appreciation potential than income generation. To receive the next dividend, shares must be purchased before the ex-dividend date of Aug 15, 2025.

The dividend sustainability can be assessed through the payout ratio - Capital One Financial Corporation pays $2.40 per share in dividends against earnings of $0.36 per share, resulting in a payout ratio of 100.00%. This very high payout exceeding 90% raises sustainability concerns, as nearly all earnings go to dividends. Any earnings decline could force a dividend cut. The next dividend payment is scheduled for Sep 2, 2025.

Capital One Financial Corporation has a market capitalization of $143.3B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 639.52M shares outstanding, the company's ownership is relatively concentrated. As a major player in the CREDIT SERVICES industry, it competes with other firms in this sector.

Capital One Financial Corporation's book value per share is $165.04, while the current stock price is $218.84, resulting in a price-to-book (P/B) ratio of 1.33. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

23 analysts cover COF with 74% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $253.62 implies 15.9% upside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:3 Strong Buy, 14 Buy, 6 Hold, 00The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.