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Camden Property Trust (CPT) Stock

Camden Property Trust Stock Details, Movements and Public Alerts

Camden Property Trust (CPT): America's Premium Apartment Empire Delivering 4.3% Yields

When Ric Campo co-founded Camden Property Trust's predecessor in 1982, the multifamily apartment sector was fragmented, inefficient, and dominated by mom-and-pop landlords. Fast forward to 2025, and Campo—now in his 32nd year as CEO—has transformed Camden into one of America's premier residential REITs, managing 58,250 apartment homes across 15 states. The company's Camden Living brand represents quality, service, and community in high-growth Sun Belt markets like Austin, Dallas, Phoenix, and Tampa. With a focus on upscale amenities, technology integration, and strategic market selection, Camden generates industry-leading margins while maintaining the sector's highest resident satisfaction scores. For income investors seeking reliable dividends backed by demographic tailwinds and professional management, Camden offers a compelling combination of yield, growth, and quality.

52-Week Range

$123.08 - $97.17

-17.27% from high · +4.79% from low

Avg Daily Volume

1,326,065

20-day average

100-day avg: 1,002,895

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

69.48

Above market average

Forward P/E

62.50

Earnings expected to grow

PEG Ratio

8.96

Potentially overvalued

Price to Book

2.43

EV/EBITDA

16.74

EPS (TTM)

$1.43

Price to Sales

6.76

Beta

0.81

Less volatile than market

How is CPT valued relative to its earnings and growth?
Camden Property Trust trades at a P/E ratio of 69.48, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 62.50 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 8.96 indicates a premium valuation even accounting for growth.
What is CPT's risk profile compared to the market?
With a beta of 0.81, Camden Property Trust is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 2.43 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

9.93%

Operating Margin

18.00%

EBITDA

$886.97M

Return on Equity

3.41%

Return on Assets

2.02%

Revenue Growth (YoY)

2.00%

Earnings Growth (YoY)

87.40%

How profitable and efficient is CPT's business model?
Camden Property Trust achieves a profit margin of 9.93%, meaning it retains $9.93 from every $100 in revenue after all expenses. This represents a solid margin typical of well-run businesses, showing the company can effectively balance revenue generation with cost control. The operating margin of 18.00% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 3.41% and ROA at 2.02%, the company achieves moderate returns on invested capital.
What are CPT's recent growth trends?
Camden Property Trust's revenue grew by 2.00% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 87.40% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against REIT - RESIDENTIAL industry averages for proper context.

Dividend Information

Dividend Per Share

$4.16

Dividend Yield

4.26%

Ex-Dividend Date

Sep 30, 2025

Dividend Date

Oct 17, 2025

What dividend income can investors expect from CPT?
Camden Property Trust offers a dividend yield of 4.26%, paying $4.16 per share annually. This high yield exceeds 4%, significantly outperforming the S&P 500 average of 1.5-2% and most investment-grade bonds. For income-focused investors, this represents an attractive cash flow opportunity, though high yields sometimes signal market concerns about sustainability. To receive the next dividend, shares must be purchased before the ex-dividend date of Sep 30, 2025.
How reliable is CPT's dividend for long-term investors?
The dividend sustainability can be assessed through the payout ratio - Camden Property Trust pays $4.16 per share in dividends against earnings of $1.43 per share, resulting in a payout ratio of 100.00%. This very high payout exceeding 90% raises sustainability concerns, as nearly all earnings go to dividends. Any earnings decline could force a dividend cut. The next dividend payment is scheduled for Oct 17, 2025.

Company Size & Market

Market Cap

$10.6B

Revenue (TTM)

$1.57B

Revenue/Share (TTM)

$14.47

Shares Outstanding

106.85M

Book Value/Share

$42.13

Asset Type

Common Stock

What is CPT's market capitalization and position?
Camden Property Trust has a market capitalization of $10.6B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 106.85M shares outstanding, the company's ownership is relatively concentrated. As a participant in the REIT - RESIDENTIAL industry, it competes with other firms in this sector.
How does CPT's price compare to its book value?
Camden Property Trust's book value per share is $42.13, while the current stock price is $101.82, resulting in a price-to-book (P/B) ratio of 2.42. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$120.90

18.74% upside potential

Analyst Recommendations

Strong Buy

2

Buy

8

Hold

13

Sell

1

Strong Sell

1

How reliable are analyst predictions for CPT?
25 analysts cover CPT with 40% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $120.90 implies 18.7% upside, but targets are often adjusted to follow price moves rather than predict them.
What is the Wall Street consensus on CPT?
Current analyst recommendations:2 Strong Buy, 8 Buy, 13 Hold, 1 Sell, 1 Strong Sell. The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Nov 1, 2025, 02:01 AM

Technical Indicators

RSI (14-day)

38.72

Neutral

50-Day Moving Average

$104.81

-2.85% below MA-50

200-Day Moving Average

$110.96

-8.24% below MA-200

MACD Line

-1.24

MACD Signal

-1.17

MACD Histogram

-0.07

Bearish

What does CPT's RSI value tell investors?
The RSI (Relative Strength Index) for CPT is currently 38.72, indicating the stock is showing bearish momentum (30-40 range). Selling pressure is evident but not extreme. This often occurs during pullbacks in uptrends or early stages of downtrends. Combined with the price being below the 50-day moving average, this confirms bearish conditions.
How should traders interpret CPT's MACD and moving average crossovers?
MACD analysis shows the MACD line at -1.24 below the signal line at -1.17, with histogram at -0.07. This bearish crossover indicates downward pressure. The narrow histogram suggests a potential trend change ahead. The 50-day MA ($104.81) is below the 200-day MA ($110.96), forming a death cross pattern that often warns of extended weakness. Price is currently below both MAs, confirming weakness.

Indicators last updated: Nov 7, 2025, 12:33 AM

Active Alerts

Alert Condition
Price falls below
Threshold
$94.00
Created
Oct 3, 2025, 08:35 AM

Camden Property Trust (CPT) Stock Analysis 2025: Complete Investment Guide

The American dream of homeownership is becoming increasingly elusive for younger generations. Rising mortgage rates, elevated home prices, and shifting lifestyle preferences have created a structural tailwind for high-quality rental housing. Camden Property Trust, led by Ric Campo for over three decades, has positioned itself perfectly to capitalize on this secular trend. The company's focus on Sun Belt markets—where jobs are growing, populations are expanding, and housing supply remains constrained—has delivered consistent outperformance through multiple economic cycles. For investors seeking stable income with inflation protection and long-term growth potential, Camden represents one of the highest-quality options in the residential REIT sector.

Business Model & Competitive Moat

Camden owns and operates Class A multifamily apartment communities, primarily targeting young professionals and families in the upper-middle income bracket. The company generates revenue through monthly rent payments and ancillary fees (parking, storage, pet rent). Unlike office or retail REITs with long-term leases, apartment leases turn over annually, allowing Camden to adjust rents in response to market conditions and capture inflation more quickly.

The company's competitive advantages include strategic market selection (Sun Belt metros with strong employment and population growth), premium community amenities (resort-style pools, fitness centers, business centers), and superior property management through the Camden Living platform. Ric Campo's team has developed deep local market knowledge and relationships built over 40+ years, creating information advantages and operational efficiency that smaller competitors cannot match. The company's scale enables economies in property management, maintenance, marketing, and capital deployment that drive margins 200-300 basis points higher than smaller peers.

Financial Performance

Camden's financial track record demonstrates consistent execution and disciplined capital allocation:

  • •Revenue Stability: Same-store revenue growth averaging 3-5% annually, driven by occupancy maintenance and rent increases
  • •FFO Growth: Funds From Operations (REIT-adjusted earnings) growing 4-6% annually, supporting dividend increases
  • •Occupancy Leadership: Maintains 96%+ occupancy even during economic downturns, vs. 94% peer average, reflecting superior property quality
  • •Dividend Growth: 32 consecutive years of dividend increases, current 4.26% yield with 70% FFO payout ratio leaving room for growth
  • •Balance Sheet Strength: BBB+ credit rating with low leverage (5.0x net debt/EBITDA), weighted average debt maturity of 12 years

Growth Catalysts

  • •Sun Belt Migration: Portfolio concentrated in fastest-growing U.S. metros with net domestic migration exceeding 100,000 people annually
  • •Rent Growth Acceleration: Supply constraints in key markets (Austin, Phoenix, Tampa) driving mid-single-digit rent growth through 2026
  • •Development Pipeline: $400M development pipeline adding 1,200 units in high-barrier-to-entry markets with 7-8% stabilized yields
  • •Smart Home Integration: Technology investments (keyless entry, smart thermostats, package lockers) reducing operating costs and enhancing resident satisfaction
  • •Demographic Tailwinds: Millennials and Gen Z showing preference for renting over buying, expanding addressable market for upscale rentals

Risks & Challenges

  • •New Supply Risk: Elevated apartment construction in certain markets (Austin, Dallas) could pressure occupancy and rent growth in 2025-2026
  • •Interest Rate Sensitivity: Higher rates reduce property values and increase financing costs for acquisitions and refinancings
  • •Economic Recession: Job losses would impact occupancy and force rent concessions, though Camden's upscale positioning provides some insulation
  • •Regulatory Headwinds: Rent control legislation in some states could cap rent increases and reduce property values
  • •Valuation Concerns: 69x P/E ratio (high due to REIT accounting) and modest 3% premium to NAV limit upside from current levels

Competitive Landscape

Camden competes with other publicly traded residential REITs including AvalonBay Communities (AVB), Equity Residential (EQR), and UDR, Inc. (UDR). While AvalonBay and Equity Residential are larger ($30B+ market caps), they concentrate more heavily in expensive coastal markets with slower growth. Camden's Sun Belt focus provides superior revenue growth potential. Mid-America Apartment Communities (MAA) operates a similar Sun Belt strategy but lacks Camden's premium positioning and development expertise.

The company also competes with private equity firms and institutional investors buying apartment complexes. Camden's advantages include lower cost of capital (public markets access), professional management platform, and long-term investment horizon that allows selective acquisitions when pricing is attractive. Under Ric Campo's stewardship, Camden has maintained disciplined underwriting standards, avoiding overpriced acquisitions during market peaks.

Who Is This Stock Suitable For?

Perfect For

  • ✓Income investors seeking reliable dividends with 32-year growth track record
  • ✓Retirees wanting inflation protection through rent increases and dividend growth
  • ✓Conservative investors prioritizing quality management and financial strength
  • ✓Real estate investors seeking Sun Belt exposure without direct property ownership

Less Suitable For

  • ✗Growth investors seeking high capital appreciation (REITs distribute 90%+ of income)
  • ✗Value investors seeking bargain entry points (quality rarely trades cheap)
  • ✗Short-term traders (stock follows broader REIT sector trends, not individual catalysts)
  • ✗Investors concerned about new apartment supply in Sun Belt markets

Investment Thesis

Camden Property Trust offers a rare combination of income, growth, and quality in the residential REIT sector. Ric Campo's 40+ years of industry experience and conservative management approach have delivered consistent results across multiple economic cycles. The company's strategic focus on Sun Belt growth markets positions it to benefit from continued population migration, job creation, and demographic shifts favoring rental housing.

The 4.26% dividend yield provides attractive current income, while the conservative 70% payout ratio and consistent FFO growth support future dividend increases. Near-term headwinds from elevated supply and higher interest rates are well-understood and largely priced in. For patient investors seeking high-quality real estate exposure with professional management and a 32-year track record of dividend growth, Camden represents a core holding suitable for income-focused portfolios. The stock is fairly valued at current levels, making it a HOLD for existing shareholders and a BUY on any pullback below $105.

Conclusion

Camden deserves its quality premium given consistent execution, market positioning, and dividend track record. Current valuation is fair, making it a HOLD for income investors and a BUY on dips below $105. The 4.26% yield with growth potential provides solid total return prospects for patient, income-focused investors over a 3-5 year horizon.
Bull Case
$130 (18% upside if supply pressures ease and Sun Belt rent growth accelerates)
Base Case
$115 (4% upside reflecting steady dividend growth and modest NAV appreciation)
Bear Case
$95 (14% downside on recession fears or aggressive rent control legislation)

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