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Erste Group Bank AG (EBKDY) Stock

Erste Group Bank AG Stock Details, Movements and Public Alerts

Stock Details

Erste Group Bank AG (EBKDY), a prominent company in the financial services sector within the banks - regional industry, is based in Austria and primarily trades on the PNK.Currently, the stock is trading at $51.91. Over the past 52 weeks, it has ranged between $29.50 and $66.88. This places the current price at 77.6% of its 52-week high and 76.0% above its 52-week low. Recent trading volume was recorded at 923,583. The 14-day Relative Strength Index (RSI) stands at 49.83, suggesting neutral conditions. The stock is currently trading below its 50-day moving average of $61.27 by 15.28%. Similarly, it is above its 200-day moving average of $50.26 by 3.28%. The MACD histogram is -0.43, indicating bearish momentum (MACD Line: 0.37, Signal Line: 0.80).

52-Week Range

$66.88 - $29.50

-22.38% from high · +75.97% from low

Avg Daily Volume

127,295

20-day average

100-day avg: 62,459

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

9.94

Below market average

Forward P/E

12.10

Earnings expected to decline

Price to Book

0.77

EPS (TTM)

$5.22

Price to Sales

3.61

Beta

0.85

Less volatile than market

Q:How is EBKDY valued relative to its earnings and growth?
Erste Group Bank AG trades at a P/E ratio of 9.94, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 12.10 is higher than the current P/E, indicating analysts expect earnings to decline over the next year.
Q:What is EBKDY's risk profile compared to the market?
With a beta of 0.85, Erste Group Bank AG is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 0.77 indicates the stock trades below its accounting value, which could signal value or distress.

Performance & Growth

Profit Margin

31.39%

Operating Margin

49.73%

Return on Equity

13.14%

Return on Assets

1.19%

Revenue Growth (YoY)

8.60%

Earnings Growth (YoY)

84.50%

Q:How profitable and efficient is EBKDY's business model?
Erste Group Bank AG achieves a profit margin of 31.39%, meaning it retains $31.39 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 49.73% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 13.14% and ROA at 1.19%, the company achieves moderate returns on invested capital.
Q:What are EBKDY's recent growth trends?
Erste Group Bank AG's revenue grew by 8.60% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 84.50% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against Banks - Regional industry averages for proper context.

Dividend Information

Dividend Per Share

$1.69

Dividend Yield

3.25%

Ex-Dividend Date

May 27, 2025

Dividend Date

Jun 9, 2025

Q:What dividend income can investors expect from EBKDY?
Erste Group Bank AG offers a dividend yield of 3.25%, paying $1.69 per share annually. This above-average yield of 2-4% provides meaningful income while still allowing the company to reinvest for growth. It compares favorably to the S&P 500 average and offers competitive returns versus bonds in the current rate environment. To receive the next dividend, shares must be purchased before the ex-dividend date of May 27, 2025.
Q:How reliable is EBKDY's dividend for long-term investors?
The dividend sustainability can be assessed through the payout ratio - Erste Group Bank AG pays $1.69 per share in dividends against earnings of $5.22 per share, resulting in a payout ratio of 32.38%. This balanced payout between 30-60% suggests a sustainable dividend policy that allows both shareholder returns and business reinvestment. The dividend appears well-covered by earnings. The next dividend payment is scheduled for Jun 9, 2025.

Company Size & Market

Market Cap

$40.3B

Revenue (TTM)

$11.18B

Revenue/Share (TTM)

$14.40

Shares Outstanding

776.71M

Book Value/Share

$67.37

Asset Type

EQUITY

Q:What is EBKDY's market capitalization and position?
Erste Group Bank AG has a market capitalization of $40.3B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 776.71M shares outstanding, the company's ownership is relatively concentrated. As a participant in the Banks - Regional industry, it competes with other firms in this sector.
Q:How does EBKDY's price compare to its book value?
Erste Group Bank AG's book value per share is $67.37, while the current stock price is $51.91, resulting in a price-to-book (P/B) ratio of 0.77. Trading below book value can indicate the market perceives challenges ahead, or it might represent a value opportunity if the assets are quality and earnings can recover. Value investors often screen for P/B ratios below 1.0. As EQUITY, this represents a specific type of security.

Analyst Ratings

Analyst Target Price

$78.60

51.42% upside potential

Analyst Recommendations

No analyst ratings available

Q:How reliable are analyst predictions for EBKDY?
0 analysts cover EBKDY with 0% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $78.60 implies 51.4% upside, but targets are often adjusted to follow price moves rather than predict them.
Q:What is the Wall Street consensus on EBKDY?
Current analyst recommendations:The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Mar 15, 2026, 02:45 AM

Technical Indicators

RSI (14-day)

49.83

Neutral

50-Day Moving Average

$61.27

-15.28% below MA-50

200-Day Moving Average

$50.26

3.28% above MA-200

MACD Line

0.37

MACD Signal

0.80

MACD Histogram

-0.43

Bearish

Q:What does EBKDY's RSI value tell investors?
The RSI (Relative Strength Index) for EBKDY is currently 49.83, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being below the 50-day moving average, this confirms bearish conditions.
Q:How should traders interpret EBKDY's MACD and moving average crossovers?
MACD analysis shows the MACD line at 0.37 below the signal line at 0.80, with histogram at -0.43. This bearish crossover indicates downward pressure. The 50-day MA ($61.27) is above the 200-day MA ($50.26), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently between the MAs, suggesting transition.

Indicators last updated: Feb 20, 2026, 12:45 AM

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