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ING Group, N.V. (ING) Stock

ING Group, N.V. Stock Details, Movements and Public Alerts

Stock Details

ING Group, N.V. (ING), a prominent company in the financial services sector within the banks - diversified industry, is based in Netherlands and primarily trades on the NYQ.Currently, the stock is trading at $29.86. Over the past 52 weeks, it has ranged between $16.04 and $30.10. This places the current price at 99.2% of its 52-week high and 86.2% above its 52-week low. Recent trading volume was recorded at 2,575,562. The 14-day Relative Strength Index (RSI) stands at 66.13, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $27.39 by 9.02%. Similarly, it is above its 200-day moving average of $23.82 by 25.36%. The MACD histogram is 0.05, indicating bullish momentum (MACD Line: 0.59, Signal Line: 0.54). There is currently 1 active alert set for ING by users.

52-Week Range

$30.10 - $16.04

-0.80% from high · +86.16% from low

Avg Daily Volume

2,081,683

20-day average

100-day avg: 1,958,539

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

12.44

Below market average

Forward P/E

10.23

Earnings expected to grow

Price to Book

1.48

EPS (TTM)

$2.40

Price to Sales

4.31

Beta

1.17

Similar volatility to market

Q:How is ING valued relative to its earnings and growth?
ING Group, N.V. trades at a P/E ratio of 12.44, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 10.23 is lower than the current P/E, indicating analysts expect earnings to grow over the next year.
Q:What is ING's risk profile compared to the market?
With a beta of 1.17, ING Group, N.V. is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 1.48 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

25.02%

Operating Margin

47.29%

Return on Equity

10.28%

Return on Assets

0.49%

Revenue Growth (YoY)

-0.10%

Earnings Growth (YoY)

2.80%

Q:How profitable and efficient is ING's business model?
ING Group, N.V. achieves a profit margin of 25.02%, meaning it retains $25.02 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 47.29% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 10.28% and ROA at 0.49%, the company achieves moderate returns on invested capital.
Q:What are ING's recent growth trends?
ING Group, N.V.'s revenue declined by 0.10% year-over-year, indicating challenges in maintaining sales momentum. This contraction may reflect market headwinds, competitive pressures, or strategic transitions. Earnings increased by 2.80% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against Banks - Diversified industry averages for proper context.

Dividend Information

Dividend Per Share

$1.21

Dividend Yield

4.07%

Ex-Dividend Date

Jan 8, 2026

Dividend Date

Jan 23, 2026

Q:What dividend income can investors expect from ING?
ING Group, N.V. offers a dividend yield of 4.07%, paying $1.21 per share annually. This high yield exceeds 4%, significantly outperforming the S&P 500 average of 1.5-2% and most investment-grade bonds. For income-focused investors, this represents an attractive cash flow opportunity, though high yields sometimes signal market concerns about sustainability. To receive the next dividend, shares must be purchased before the ex-dividend date of Jan 8, 2026.
Q:How reliable is ING's dividend for long-term investors?
The dividend sustainability can be assessed through the payout ratio - ING Group, N.V. pays $1.21 per share in dividends against earnings of $2.40 per share, resulting in a payout ratio of 50.42%. This balanced payout between 30-60% suggests a sustainable dividend policy that allows both shareholder returns and business reinvestment. The dividend appears well-covered by earnings. The next dividend payment is scheduled for Jan 23, 2026.

Company Size & Market

Market Cap

$86.5B

Revenue (TTM)

$20.04B

Revenue/Share (TTM)

$6.57

Shares Outstanding

2.90B

Book Value/Share

$20.24

Asset Type

EQUITY

Q:What is ING's market capitalization and position?
ING Group, N.V. has a market capitalization of $86.5B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 2.90B shares outstanding, the company's ownership is widely distributed. As a participant in the Banks - Diversified industry, it competes with other firms in this sector.
Q:How does ING's price compare to its book value?
ING Group, N.V.'s book value per share is $20.24, while the current stock price is $29.86, resulting in a price-to-book (P/B) ratio of 1.48. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As EQUITY, this represents a specific type of security.

Analyst Ratings

Analyst Target Price

$28.95

3.05% downside potential

Analyst Recommendations

Strong Buy

0

Buy

0

Hold

2

Sell

0

Strong Sell

0

Q:How reliable are analyst predictions for ING?
2 analysts cover ING with 0% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $28.95 implies -3.0% downside, but targets are often adjusted to follow price moves rather than predict them.
Q:What is the Wall Street consensus on ING?
Current analyst recommendations:002 Hold, 00The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Jan 30, 2026, 02:08 AM

Technical Indicators

RSI (14-day)

66.13

Neutral

50-Day Moving Average

$27.39

9.02% above MA-50

200-Day Moving Average

$23.82

25.36% above MA-200

MACD Line

0.59

MACD Signal

0.54

MACD Histogram

0.05

Bullish

Q:What does ING's RSI value tell investors?
The RSI (Relative Strength Index) for ING is currently 66.13, indicating the stock is showing bullish momentum (60-70 range). The stock has positive momentum without being extremely overbought. This zone often occurs during healthy uptrends where buyers remain in control. Combined with the price being above the 50-day moving average, this confirms bullish conditions.
Q:How should traders interpret ING's MACD and moving average crossovers?
MACD analysis shows the MACD line at 0.59 above the signal line at 0.54, with histogram at 0.05. This bullish crossover suggests upward momentum is building. The narrow histogram suggests a potential trend change ahead. The 50-day MA ($27.39) is above the 200-day MA ($23.82), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently above both MAs, confirming strength.

Indicators last updated: Jan 30, 2026, 12:35 AM

Active Alerts

Alert Condition
Price falls below
Threshold
$23.00
Created
Sep 16, 2025, 01:11 PM

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