Kinsale Capital Group Inc (KNSL) Stock

Kinsale Capital Group Inc Stock Details, Movements and Public Alerts

Stock Details

Kinsale Capital Group Inc (KNSL), a prominent company in the finance sector within the fire, marine & casualty insurance industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $471.13. Over the past 52 weeks, it has ranged between $366.42 and $531.38. This places the current price at 88.7% of its 52-week high and 28.6% above its 52-week low. Recent trading volume was recorded at 11,817. The 14-day Relative Strength Index (RSI) stands at 55.19, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $466.69 by 0.95%. Similarly, it is above its 200-day moving average of $463.06 by 1.74%. The MACD histogram is 1.77, indicating bullish momentum (MACD Line: 3.39, Signal Line: 1.62). The International Securities Identification Number (ISIN) for this stock is US49714P1084.

52-Week High

$531.38

52-Week Low

$366.42

Volume

11,817

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

27.17

Above market average

Forward P/E

27.03

Earnings expected to grow

PEG Ratio

1.80

Reasonably valued

Price to Book

6.95

EPS (TTM)

$17.37

Price to Sales

6.72

Beta

1.28

Similar volatility to market

Is KNSL's P/E ratio considered high or low?
Kinsale Capital Group Inc's current P/E ratio is 27.17, which is above the market average. This typically suggests investors expect higher future growth, or it could mean the stock is relatively expensive compared to its current earnings.
How does KNSL's Forward P/E compare to its current P/E?
Kinsale Capital Group Inc's current P/E is 27.17 and its Forward P/E is 27.03. The lower Forward P/E suggests analysts expect earnings to grow in the coming year, potentially making the stock more attractively valued based on future earnings.
What does KNSL's PEG ratio tell investors?
Kinsale Capital Group Inc's PEG ratio is 1.80. A PEG ratio between 1.0 and 2.0 is generally considered to indicate fair value relative to expected growth.
How volatile is KNSL compared to the overall market?
Kinsale Capital Group Inc's beta value is 1.28. A beta around 1 indicates the stock generally moves in line with the market.

Performance & Growth

Profit Margin

24.70%

Operating Margin

27.10%

Return on Equity

29.40%

Return on Assets

7.05%

Revenue Growth (YoY)

13.60%

Earnings Growth (YoY)

-9.70%

How profitable is KNSL compared to its industry peers?
Kinsale Capital Group Inc has a profit margin of 24.70%. This is a strong profit margin that's typically above average for most industries. It means the company is keeping $24.70 of profit from every $100 in sales. Profit margins vary by industry, and FIRE, MARINE & CASUALTY INSURANCE companies typically need to be evaluated against their specific sector benchmarks.
What do KNSL's ROE and ROA figures tell investors?
Kinsale Capital Group Inc has a Return on Equity (ROE) of 29.40% and a Return on Assets (ROA) of 7.05%. The ROE is strong, indicating efficient use of shareholders' equity to generate profits. The ROA is healthy, suggesting management is effectively using company assets to generate earnings. The large gap between ROE and ROA suggests the company has significant leverage (debt), which amplifies returns but potentially increases risk.
Is KNSL growing faster or slower than in previous periods?
Kinsale Capital Group Inc's year-over-year quarterly revenue growth is 13.60%. This indicates positive revenue momentum, though at a moderate pace. Meanwhile, earnings growth is -9.70% year-over-year. Earnings are growing slower than revenue, which might indicate increasing costs or investments for future growth. The company is growing its top line while earnings are declining, which could indicate margin pressure or significant investments.
What does KNSL's operating margin tell us about its business model?
Kinsale Capital Group Inc's operating margin is 27.10%. This is an excellent operating margin that indicates the company has strong pricing power, efficient operations, or both. It suggests a robust business model with good cost control. Operating margins vary widely by industry, and in the fire, marine & casualty insurance sector, this margin should be evaluated relative to industry peers.

Dividend Information

Dividend Per Share

$0.62

Dividend Yield

0.14%

Ex-Dividend Date

6/12/2025

Dividend Date

6/12/2025

How does KNSL's dividend yield compare to other investments?
Kinsale Capital Group Inc's dividend yield is currently 0.14%. This is a modest yield that is comparable to or slightly below the S&P 500 average (typically around 1.5-2%). Investors in this stock may be more focused on growth than income. In the fire, marine & casualty insurance industry, this yield should be evaluated against industry peers for a meaningful comparison.
What do the ex-dividend and dividend dates mean for KNSL investors?
The next ex-dividend date for Kinsale Capital Group Inc is 6/12/2025. This is the cut-off date for receiving the upcoming dividend. Investors who purchase shares before this date will receive the dividend, while those who buy on or after this date will not. The actual payment of this dividend will occur on 6/12/2025. The dividend amount is $0.62 per share.
How sustainable is KNSL's dividend?
Kinsale Capital Group Inc pays a dividend of $0.62 per share, with trailing twelve month earnings of $17.37 per share. This gives a dividend payout ratio of approximately 3.57%. This low payout ratio suggests the dividend is very sustainable and has significant room for future increases.

Company Size & Market

Market Cap

$11.00B

Shares Outstanding

23.31M

Book Value/Share

$67.92

Asset Type

Common Stock

What does KNSL's market capitalization tell investors?
Kinsale Capital Group Inc's market capitalization is $11.00B, which makes it a large-cap company. Large-caps are generally considered more stable investments with established business models and often pay regular dividends. Within the fire, marine & casualty insurance industry, this market cap places Kinsale Capital Group Inc among the significant companies in the industry.
What's the significance of KNSL's book value per share?
Kinsale Capital Group Inc's book value per share is $67.92, while its current market price is $471.13. This gives a price-to-book (P/B) ratio of 6.94. This relatively high P/B ratio indicates investors are willing to pay a significant premium over the accounting value of the company's equity, typically due to strong growth prospects, high returns on equity, or valuable intangible assets not fully reflected on the balance sheet. In the fire, marine & casualty insurance industry, P/B ratios are particularly important as they often trade closer to book value than other sectors.
How does the number of outstanding shares affect KNSL investors?
Kinsale Capital Group Inc has 23.31M outstanding shares. The number of outstanding shares directly affects metrics like earnings per share (EPS) and can be influenced by corporate actions such as stock splits, buybacks, or new share issuances. With a market cap of $11.00B, each share represents ownership of approximately $471.99 of the company's total value. When companies reduce their outstanding shares through buyback programs, this can increase EPS and potentially support higher share prices, assuming other factors remain constant. Conversely, when new shares are issued, this can dilute existing shareholders' ownership stakes.

Analyst Ratings

Analyst Target Price

$469.25

0.40% downside potential

Analyst Recommendations

Strong Buy

1

Buy

2

Hold

8

Sell

0

Strong Sell

0

How should I interpret analysts' recommendations for KNSL?
For Kinsale Capital Group Inc, analysts have provided the following recommendations: 1 Strong Buy, 2 Buy, 8 Hold,00 Analyst recommendations reflect professional opinions about a stock's potential performance, but they should be just one factor in your investment decisions. Each analyst may use different methodologies and timeframes for their assessments. Overall, analysts currently have a positive view on this stock.
What does the analyst target price mean for KNSL?
The consensus analyst target price for Kinsale Capital Group Inc is $469.25, compared to its current price of $471.13. This represents a potential downside of 0.40%. Analyst target prices typically reflect where professionals expect the stock price to be in 12 months. This consensus target is derived from individual price targets set by various analysts covering the stock, and it may be updated as market conditions change or as new information becomes available. Keep in mind that while target prices provide insight into professional expectations, they are not guarantees, and actual price performance can vary significantly from these targets.
How accurate are analyst forecasts for stocks like KNSL?
Analyst forecasts, while informative, have inherent limitations in their accuracy. Studies have shown that analysts' predictions can be influenced by various biases, including optimism bias (tendency to be overly positive) and herding behavior (following other analysts' opinions). In the fire, marine & casualty insurance industry, forecasts may be particularly challenging due to factors like changing market conditions, competitive dynamics, regulatory changes, and macroeconomic shifts.
Historically, analysts have been more accurate when forecasting:
  • Stable, mature companies with predictable earnings
  • Near-term results rather than long-term performance
  • Companies with transparent business models
Consider analyst forecasts as one tool among many in your investment research, and evaluate them alongside other metrics, industry trends, and your own assessment of the company's fundamentals and market position.

Fundamentals last updated: Jun 2, 2025, 09:02 AM

Technical Indicators

RSI (14-day)

55.19

Neutral

50-Day Moving Average

$466.69

0.95% above MA-50

200-Day Moving Average

$463.06

1.74% above MA-200

MACD Line

3.39

MACD Signal

1.62

MACD Histogram

1.77

Bullish

What does KNSL's RSI value tell investors?
Kinsale Capital Group Inc's current Relative Strength Index (RSI) is 55.19. This indicates neutral momentum as the RSI is in the middle range. Values around 50 suggest no clear directional bias. The RSI is a momentum oscillator that measures the speed and change of price movements on a scale from 0 to 100. It's used to identify overbought or oversold conditions and potential reversals.
How should I interpret KNSL's moving averages?
Kinsale Capital Group Inc's current price of $471.13 is above both its 50-day moving average ($466.69) and its 200-day moving average ($463.06). This is typically considered bullish, indicating the stock is in an uptrend across both short and long-term timeframes. Additionally, the 50-day moving average is above the 200-day moving average, forming what traders call a 'golden cross,' which is generally considered a bullish signal. Moving averages smooth out price data to create a single flowing line, making it easier to identify the direction of the trend. The 50-day MA represents medium-term trend, while the 200-day MA reflects the long-term trend.
What is the MACD indicating about KNSL's momentum?
For Kinsale Capital Group Inc, the MACD Line is 3.39, the Signal Line is 1.62, and the MACD Histogram is 1.77. The positive MACD histogram indicates bullish momentum, with the MACD line above the signal line. This suggests buying pressure is currently stronger than selling pressure. The MACD (Moving Average Convergence Divergence) is a trend-following momentum indicator that shows the relationship between two moving averages of a security's price. The MACD line is calculated by subtracting the 26-period EMA from the 12-period EMA. The signal line is a 9-period EMA of the MACD line, and the histogram represents the difference between the MACD line and the signal line.

Indicators last updated: Jun 4, 2025, 07:12 AM

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