Kinsale Capital Group Inc (KNSL) Stock

Kinsale Capital Group Inc Stock Details, Movements and Public Alerts

Stock Details

Kinsale Capital Group Inc (KNSL), a prominent company in the finance sector within the fire, marine & casualty insurance industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $479.82. Over the past 52 weeks, it has ranged between $366.42 and $531.38. This places the current price at 90.3% of its 52-week high and 30.9% above its 52-week low. Recent trading volume was recorded at 30,671. The 14-day Relative Strength Index (RSI) stands at 55.19, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $466.69 by 2.81%. Similarly, it is above its 200-day moving average of $463.06 by 3.62%. The MACD histogram is 1.77, indicating bullish momentum (MACD Line: 3.39, Signal Line: 1.62). The International Securities Identification Number (ISIN) for this stock is US49714P1084.

52-Week High

$531.38

-9.70% from high

52-Week Low

$366.42

+30.95% from low

Avg Daily Volume

30,671

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

27.25

Above market average

Forward P/E

27.10

Earnings expected to grow

PEG Ratio

1.80

Reasonably valued

Price to Book

6.97

EPS (TTM)

$17.37

Price to Sales

6.74

Beta

1.20

Similar volatility to market

How is KNSL valued relative to its earnings and growth?

Kinsale Capital Group Inc trades at a P/E ratio of 27.25, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 27.10 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 1.80 indicates reasonable value when growth is considered.

What is KNSL's risk profile compared to the market?

With a beta of 1.20, Kinsale Capital Group Inc is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 6.97 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

24.70%

Operating Margin

27.10%

Return on Equity

29.40%

Return on Assets

7.05%

Revenue Growth (YoY)

13.60%

Earnings Growth (YoY)

-9.70%

How profitable and efficient is KNSL's business model?

Kinsale Capital Group Inc achieves a profit margin of 24.70%, meaning it retains $24.70 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 27.10% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 29.40% and ROA at 7.05%, the company generates strong returns on invested capital.

What are KNSL's recent growth trends?

Kinsale Capital Group Inc's revenue grew by 13.60% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings decreased by 9.70% year-over-year, reflecting the bottom-line impact of business performance. These growth metrics should be evaluated against FIRE, MARINE & CASUALTY INSURANCE industry averages for proper context.

Dividend Information

Dividend Per Share

$0.62

Dividend Yield

0.14%

Ex-Dividend Date

6/12/2025

Dividend Date

6/12/2025

What dividend income can investors expect from KNSL?

Kinsale Capital Group Inc offers a dividend yield of 0.14%, paying $0.62 per share annually. This modest yield below 2% suggests the company prioritizes growth investments over current income. While the dividend provides some return, investors are likely attracted more by capital appreciation potential than income generation. To receive the next dividend, shares must be purchased before the ex-dividend date of 6/12/2025.

How reliable is KNSL's dividend for long-term investors?

The dividend sustainability can be assessed through the payout ratio - Kinsale Capital Group Inc pays $0.62 per share in dividends against earnings of $17.37 per share, resulting in a payout ratio of 3.57%. This conservative payout below 30% indicates excellent dividend safety with substantial room for future increases. The company retains most earnings for growth while still rewarding shareholders. The next dividend payment is scheduled for 6/12/2025.

Company Size & Market

Market Cap

$11.03B

Shares Outstanding

23.31M

Book Value/Share

$67.92

Asset Type

Common Stock

What is KNSL's market capitalization and position?

Kinsale Capital Group Inc has a market capitalization of $11.03B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 23.31M shares outstanding, the company's ownership is relatively concentrated. As a participant in the FIRE, MARINE & CASUALTY INSURANCE industry, it competes with other firms in this sector.

How does KNSL's price compare to its book value?

Kinsale Capital Group Inc's book value per share is $67.92, while the current stock price is $479.82, resulting in a price-to-book (P/B) ratio of 7.06. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$477.44

0.50% downside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

How reliable are analyst predictions for KNSL?

11 analysts cover KNSL with 27% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $477.44 implies -0.5% downside, but targets are often adjusted to follow price moves rather than predict them.

What is the Wall Street consensus on KNSL?

Current analyst recommendations:1 Strong Buy, 2 Buy, 8 Hold, 00The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Jul 1, 2025, 04:23 AM

Earnings Dates

Upcoming Earnings

Q2

Jul 23, 2025

Est. EPS: $4.51

In 8 days

Technical Indicators

RSI (14-day)

55.19

Neutral

50-Day Moving Average

$466.69

2.81% above MA-50

200-Day Moving Average

$463.06

3.62% above MA-200

MACD Line

3.39

MACD Signal

1.62

MACD Histogram

1.77

Bullish

What does KNSL's RSI value tell investors?

The RSI (Relative Strength Index) for KNSL is currently 55.19, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being above the 50-day moving average, this confirms bullish conditions.

How should traders interpret KNSL's MACD and moving average crossovers?

MACD analysis shows the MACD line at 3.39 above the signal line at 1.62, with histogram at 1.77. This bullish crossover suggests upward momentum is building. The wide histogram confirms strong momentum. The 50-day MA ($466.69) is above the 200-day MA ($463.06), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently above both MAs, confirming strength.

Indicators last updated: Jun 4, 2025, 07:12 AM

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