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Nu Holdings Ltd (NU) Stock

Nu Holdings Ltd Stock Details, Movements and Public Alerts

Stock Details

Nu Holdings Ltd (NU), a prominent company in the financial services sector within the banks - regional industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $16.03. Over the past 52 weeks, it has ranged between $9.01 and $16.50. This places the current price at 97.2% of its 52-week high and 77.9% above its 52-week low. Recent trading volume was recorded at 14,812,538. The 14-day Relative Strength Index (RSI) stands at 54.03, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $15.56 by 3.02%. Similarly, it is above its 200-day moving average of $13.10 by 22.37%. The MACD histogram is 0.01, indicating bullish momentum (MACD Line: 0.20, Signal Line: 0.19). There are currently 3 active alerts set for NU by users.

52-Week Range

$16.50 - $9.01

-2.85% from high · +77.91% from low

Avg Daily Volume

30,349,720

20-day average

100-day avg: 53,530,969

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

33.62

Above market average

Forward P/E

18.69

Earnings expected to grow

Price to Book

7.68

EPS (TTM)

$0.47

Price to Sales

13.05

Beta

1.08

Similar volatility to market

How is NU valued relative to its earnings and growth?
Nu Holdings Ltd trades at a P/E ratio of 33.62, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 18.69 is lower than the current P/E, indicating analysts expect earnings to grow over the next year.
What is NU's risk profile compared to the market?
With a beta of 1.08, Nu Holdings Ltd is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 7.68 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

39.30%

Operating Margin

54.10%

Return on Equity

27.90%

Return on Assets

4.28%

Revenue Growth (YoY)

14.20%

Earnings Growth (YoY)

30.30%

How profitable and efficient is NU's business model?
Nu Holdings Ltd achieves a profit margin of 39.30%, meaning it retains $39.30 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 54.10% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 27.90% and ROA at 4.28%, the company generates strong returns on invested capital.
What are NU's recent growth trends?
Nu Holdings Ltd's revenue grew by 14.20% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 30.30% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against BANKS - REGIONAL industry averages for proper context.

Company Size & Market

Market Cap

$76.4B

Revenue (TTM)

$5.85B

Revenue/Share (TTM)

$1.22

Shares Outstanding

3.78B

Book Value/Share

$1.98

Asset Type

Common Stock

What is NU's market capitalization and position?
Nu Holdings Ltd has a market capitalization of $76.4B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 3.78B shares outstanding, the company's ownership is widely distributed. As a participant in the BANKS - REGIONAL industry, it competes with other firms in this sector.
How does NU's price compare to its book value?
Nu Holdings Ltd's book value per share is $1.98, while the current stock price is $16.03, resulting in a price-to-book (P/B) ratio of 8.09. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$17.46

8.92% upside potential

Analyst Recommendations

Strong Buy

4

Buy

10

Hold

4

Sell

0

Strong Sell

0

How reliable are analyst predictions for NU?
18 analysts cover NU with 78% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $17.46 implies 8.9% upside, but targets are often adjusted to follow price moves rather than predict them.
What is the Wall Street consensus on NU?
Current analyst recommendations:4 Strong Buy, 10 Buy, 4 Hold, 00The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Nov 6, 2025, 04:18 AM

Technical Indicators

RSI (14-day)

54.03

Neutral

50-Day Moving Average

$15.56

3.02% above MA-50

200-Day Moving Average

$13.10

22.37% above MA-200

MACD Line

0.20

MACD Signal

0.19

MACD Histogram

0.01

Bullish

What does NU's RSI value tell investors?
The RSI (Relative Strength Index) for NU is currently 54.03, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being above the 50-day moving average, this confirms bullish conditions.
How should traders interpret NU's MACD and moving average crossovers?
MACD analysis shows the MACD line at 0.20 above the signal line at 0.19, with histogram at 0.01. This bullish crossover suggests upward momentum is building. The narrow histogram suggests a potential trend change ahead. The 50-day MA ($15.56) is above the 200-day MA ($13.10), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently above both MAs, confirming strength.

Indicators last updated: Nov 10, 2025, 12:40 AM

Active Alerts

Alert Condition
Earnings Announcement
Threshold
1 days
Created
Nov 10, 2025, 04:30 PM
Alert Condition
Earnings Announcement
Threshold
3 days
Created
Nov 7, 2025, 04:31 PM
Alert Condition
Forward P/E falls below
Threshold
17 x
Created
Nov 6, 2025, 04:18 AM

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