OSCR - Oscar Health Inc - Class A

Stock Details

Oscar Health Inc - Class A (OSCR), a prominent company in the finance sector within the hospital & medical service plans industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $14.45. Over the past 52 weeks, it has ranged between $11.20 and $23.79. This places the current price at 60.7% of its 52-week high and 29.0% above its 52-week low. Recent trading volume was recorded at 27,799,838. The 14-day Relative Strength Index (RSI) stands at 50.43, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $13.96 by 3.51%. Similarly, it is below its 200-day moving average of $15.71 by 8.02%. The MACD histogram is -0.07, indicating bearish momentum (MACD Line: 0.09, Signal Line: 0.16). The International Securities Identification Number (ISIN) for this stock is US6885451017.

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

51.02

Above market average

Forward P/E

28.65

Earnings expected to grow

Price to Book

3.90

EPS (TTM)

$0.40

Price to Sales

0.52

Beta

1.73

More volatile than market

How is OSCR valued relative to its earnings and growth?

Oscar Health Inc - Class A trades at a P/E ratio of 51.02, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 28.65 is lower than the current P/E, indicating analysts expect earnings to grow over the next year.

What is OSCR's risk profile compared to the market?

With a beta of 1.73, Oscar Health Inc - Class A is significantly more volatile than the market. For every 10% market move, this stock tends to move 17% in the same direction. Higher beta stocks offer greater potential returns but with increased risk. The price-to-book ratio of 3.90 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

1.22%

Operating Margin

9.75%

Return on Equity

10.50%

Return on Assets

2.06%

Revenue Growth (YoY)

42.20%

Earnings Growth (YoY)

47.20%

How profitable and efficient is OSCR's business model?

Oscar Health Inc - Class A achieves a profit margin of 1.22%, meaning it retains $1.22 from every $100 in revenue after all expenses. This relatively low margin suggests the company operates in a competitive environment or high-cost industry where profitability is challenging. The operating margin of 9.75% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 10.50% and ROA at 2.06%, the company achieves moderate returns on invested capital.

What are OSCR's recent growth trends?

Oscar Health Inc - Class A's revenue grew by 42.20% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. Earnings increased by 47.20% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against HOSPITAL & MEDICAL SERVICE PLANS industry averages for proper context.

Company Size & Market

Shares Outstanding

219.16M

Book Value/Share

$5.26

Asset Type

Common Stock

What is OSCR's market capitalization and position?

Oscar Health Inc - Class A has a market capitalization of $5.20B, classifying it as a mid-cap stock ($2B-$10B). Mid-caps often represent companies in their growth phase, offering higher growth potential than large-caps but with more stability than small-caps. They can be attractive takeover targets and may become tomorrow's large-caps. With 219.16M shares outstanding, the company's ownership is relatively concentrated. As a participant in the HOSPITAL & MEDICAL SERVICE PLANS industry, it competes with other firms in this sector.

How does OSCR's price compare to its book value?

Oscar Health Inc - Class A's book value per share is $5.26, while the current stock price is $14.45, resulting in a price-to-book (P/B) ratio of 2.75. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$17.49

21.04% upside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

How reliable are analyst predictions for OSCR?

8 analysts cover OSCR with 50% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $17.49 implies 21.0% upside, but targets are often adjusted to follow price moves rather than predict them.

What is the Wall Street consensus on OSCR?

Current analyst recommendations:2 Strong Buy, 2 Buy, 2 Hold, 1 Sell, 1 Strong Sell. The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Jul 1, 2025, 03:21 AM

Technical Indicators

RSI (14-day)

50.43

Neutral

50-Day Moving Average

$13.96

3.51% above MA-50

200-Day Moving Average

$15.71

-8.02% below MA-200

MACD Line

0.09

MACD Signal

0.16

MACD Histogram

-0.07

Bearish

What does OSCR's RSI value tell investors?

The RSI (Relative Strength Index) for OSCR is currently 50.43, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being above the 50-day moving average, this confirms bullish conditions.

How should traders interpret OSCR's MACD and moving average crossovers?

MACD analysis shows the MACD line at 0.09 below the signal line at 0.16, with histogram at -0.07. This bearish crossover indicates downward pressure. The narrow histogram suggests a potential trend change ahead. The 50-day MA ($13.96) is below the 200-day MA ($15.71), forming a death cross pattern that often warns of extended weakness. Price is currently between the MAs, suggesting transition.

Indicators last updated: Jun 10, 2025, 12:35 AM

Oscar Health Inc - Class A (OSCR) Stock