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Prudential Financial Inc (PRU) Stock

Prudential Financial Inc Stock Details, Movements and Public Alerts

Stock Details

Prudential Financial Inc (PRU), a prominent company in the financial services sector within the insurance - life industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $107.16. Over the past 52 weeks, it has ranged between $88.12 and $125.75. This places the current price at 85.2% of its 52-week high and 21.6% above its 52-week low. Recent trading volume was recorded at 1,438,387. The International Securities Identification Number (ISIN) for this stock is US7443201022.

52-Week Range

$125.75 - $88.12

-14.78% from high · +21.61% from low

Avg Daily Volume

1,438,387

Latest volume

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

14.25

Below market average

Forward P/E

7.33

Earnings expected to grow

PEG Ratio

0.56

Potentially undervalued

Price to Book

1.17

EPS (TTM)

$7.30

Price to Sales

0.63

Beta

1.02

Similar volatility to market

How is PRU valued relative to its earnings and growth?
Prudential Financial Inc trades at a P/E ratio of 14.25, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 7.33 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 0.56 suggests the stock may be undervalued relative to its growth rate.
What is PRU's risk profile compared to the market?
With a beta of 1.02, Prudential Financial Inc is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 1.17 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

4.51%

Operating Margin

13.70%

EBITDA

$4.81B

Return on Equity

8.11%

Return on Assets

0.27%

Revenue Growth (YoY)

-18.20%

Earnings Growth (YoY)

223.40%

How profitable and efficient is PRU's business model?
Prudential Financial Inc achieves a profit margin of 4.51%, meaning it retains $4.51 from every $100 in revenue after all expenses. This relatively low margin suggests the company operates in a competitive environment or high-cost industry where profitability is challenging. The operating margin of 13.70% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 8.11% and ROA at 0.27%, the company achieves moderate returns on invested capital.
What are PRU's recent growth trends?
Prudential Financial Inc's revenue declined by 18.20% year-over-year, indicating challenges in maintaining sales momentum. This contraction may reflect market headwinds, competitive pressures, or strategic transitions. Earnings increased by 223.40% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against INSURANCE - LIFE industry averages for proper context.

Dividend Information

Dividend Per Share

$5.35

Dividend Yield

5.19%

Ex-Dividend Date

Aug 19, 2025

Dividend Date

Sep 11, 2025

What dividend income can investors expect from PRU?
Prudential Financial Inc offers a dividend yield of 5.19%, paying $5.35 per share annually. This high yield exceeds 4%, significantly outperforming the S&P 500 average of 1.5-2% and most investment-grade bonds. For income-focused investors, this represents an attractive cash flow opportunity, though high yields sometimes signal market concerns about sustainability. To receive the next dividend, shares must be purchased before the ex-dividend date of Aug 19, 2025.
How reliable is PRU's dividend for long-term investors?
The dividend sustainability can be assessed through the payout ratio - Prudential Financial Inc pays $5.35 per share in dividends against earnings of $7.30 per share, resulting in a payout ratio of 73.29%. This high payout ratio of 60-90% leaves limited earnings for reinvestment. While currently sustainable, there's less buffer for dividend growth or protection during earnings downturns. The next dividend payment is scheduled for Sep 11, 2025.

Company Size & Market

Market Cap

$36.6B

Revenue (TTM)

$57.96B

Revenue/Share (TTM)

$164.02

Shares Outstanding

351.94M

Book Value/Share

$91.72

Asset Type

Common Stock

What is PRU's market capitalization and position?
Prudential Financial Inc has a market capitalization of $36.6B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 351.94M shares outstanding, the company's ownership is relatively concentrated. As a participant in the INSURANCE - LIFE industry, it competes with other firms in this sector.
How does PRU's price compare to its book value?
Prudential Financial Inc's book value per share is $91.72, while the current stock price is $107.16, resulting in a price-to-book (P/B) ratio of 1.17. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$116.29

8.52% upside potential

Analyst Recommendations

Strong Buy

0

Buy

2

Hold

14

Sell

1

Strong Sell

0

How reliable are analyst predictions for PRU?
17 analysts cover PRU with 12% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $116.29 implies 8.5% upside, but targets are often adjusted to follow price moves rather than predict them.
What is the Wall Street consensus on PRU?
Current analyst recommendations:02 Buy, 14 Hold, 1 Sell, 0The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Nov 1, 2025, 02:38 AM

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