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PayPal Holdings Inc (PYPL) Stock

PayPal Holdings Inc Stock Details, Movements and Public Alerts

Stock Details

PayPal Holdings Inc (PYPL), a prominent company in the financial services sector within the credit services industry, is based in USA and primarily trades on the NASDAQ.Currently, the stock is trading at $44.90. Over the past 52 weeks, it has ranged between $38.34 and $79.08. This places the current price at 56.8% of its 52-week high and 17.1% above its 52-week low. Recent trading volume was recorded at 13,921,243. The 14-day Relative Strength Index (RSI) stands at 19.35, suggesting oversold conditions. The stock is currently trading below its 50-day moving average of $56.58 by 20.64%. Similarly, it is below its 200-day moving average of $66.35 by 32.33%. The MACD histogram is -1.24, indicating bearish momentum (MACD Line: -4.78, Signal Line: -3.53). The International Securities Identification Number (ISIN) for this stock is US70450Y1038. There are currently 3 active alerts set for PYPL by users.

52-Week Range

$79.08 - $38.34

-43.22% from high · +17.11% from low

Avg Daily Volume

27,786,634

20-day average

100-day avg: 18,733,742

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

8.80

Below market average

Forward P/E

9.05

Earnings expected to decline

PEG Ratio

0.75

Potentially undervalued

Price to Book

2.17

EV/EBITDA

5.64

EPS (TTM)

$5.34

Price to Sales

1.32

Beta

1.46

Similar volatility to market

Q:How is PYPL valued relative to its earnings and growth?
PayPal Holdings Inc trades at a P/E ratio of 8.80, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 9.05 is higher than the current P/E, indicating analysts expect earnings to decline over the next year. The PEG ratio of 0.75 suggests the stock may be undervalued relative to its growth rate.
Q:What is PYPL's risk profile compared to the market?
With a beta of 1.46, PayPal Holdings Inc is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 2.17 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

15.80%

Operating Margin

17.50%

EBITDA

$6.65B

Return on Equity

25.70%

Return on Assets

4.88%

Revenue Growth (YoY)

3.70%

Earnings Growth (YoY)

39.40%

Q:How profitable and efficient is PYPL's business model?
PayPal Holdings Inc achieves a profit margin of 15.80%, meaning it retains $15.80 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 17.50% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 25.70% and ROA at 4.88%, the company generates strong returns on invested capital.
Q:What are PYPL's recent growth trends?
PayPal Holdings Inc's revenue grew by 3.70% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 39.40% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against CREDIT SERVICES industry averages for proper context.

Dividend Information

Dividend Per Share

$0.28

Dividend Yield

0.59%

Ex-Dividend Date

Mar 4, 2026

Dividend Date

Mar 25, 2026

Q:What dividend income can investors expect from PYPL?
PayPal Holdings Inc offers a dividend yield of 0.59%, paying $0.28 per share annually. This modest yield below 2% suggests the company prioritizes growth investments over current income. While the dividend provides some return, investors are likely attracted more by capital appreciation potential than income generation. To receive the next dividend, shares must be purchased before the ex-dividend date of Mar 4, 2026.
Q:How reliable is PYPL's dividend for long-term investors?
The dividend sustainability can be assessed through the payout ratio - PayPal Holdings Inc pays $0.28 per share in dividends against earnings of $5.34 per share, resulting in a payout ratio of 5.24%. This conservative payout below 30% indicates excellent dividend safety with substantial room for future increases. The company retains most earnings for growth while still rewarding shareholders. The next dividend payment is scheduled for Mar 25, 2026.

Company Size & Market

Market Cap

$43.9B

Revenue (TTM)

$33.17B

Revenue/Share (TTM)

$34.59

Shares Outstanding

920.66M

Book Value/Share

$22.02

Asset Type

Common Stock

Q:What is PYPL's market capitalization and position?
PayPal Holdings Inc has a market capitalization of $43.9B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 920.66M shares outstanding, the company's ownership is relatively concentrated. As a participant in the CREDIT SERVICES industry, it competes with other firms in this sector.
Q:How does PYPL's price compare to its book value?
PayPal Holdings Inc's book value per share is $22.02, while the current stock price is $44.90, resulting in a price-to-book (P/B) ratio of 2.04. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$50.50

12.47% upside potential

Analyst Recommendations

Strong Buy

2

Buy

8

Hold

30

Sell

4

Strong Sell

0

Q:How reliable are analyst predictions for PYPL?
44 analysts cover PYPL with 23% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The bearish sentiment could create opportunity if analysts are wrong. The consensus target of $50.50 implies 12.5% upside, but targets are often adjusted to follow price moves rather than predict them.
Q:What is the Wall Street consensus on PYPL?
Current analyst recommendations:2 Strong Buy, 8 Buy, 30 Hold, 4 Sell, 0The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Mar 8, 2026, 02:50 AM

Technical Indicators

RSI (14-day)

19.35

Oversold

50-Day Moving Average

$56.58

-20.64% below MA-50

200-Day Moving Average

$66.35

-32.33% below MA-200

MACD Line

-4.78

MACD Signal

-3.53

MACD Histogram

-1.24

Bearish

Q:What does PYPL's RSI value tell investors?
The RSI (Relative Strength Index) for PYPL is currently 19.35, indicating the stock is in oversold territory (below 30). This indicates heavy selling pressure that may have pushed the price too low too fast. Oversold readings can present buying opportunities, but stocks can remain oversold in strong downtrends. Look for RSI to rise above 30 as a potential recovery signal. Combined with the price being below the 50-day moving average, this confirms bearish conditions.
Q:How should traders interpret PYPL's MACD and moving average crossovers?
MACD analysis shows the MACD line at -4.78 below the signal line at -3.53, with histogram at -1.24. This bearish crossover indicates downward pressure. The wide histogram confirms strong momentum. The 50-day MA ($56.58) is below the 200-day MA ($66.35), forming a death cross pattern that often warns of extended weakness. Price is currently below both MAs, confirming weakness.

Indicators last updated: Feb 11, 2026, 12:31 AM

Active Alerts

Alert Condition
Price rises above
Threshold
$54.55
Created
Feb 9, 2026, 05:22 PM
Alert Condition
RSI Threshold Cross
Threshold
30
Created
Feb 6, 2026, 09:41 PM
Alert Condition
MA Breakout (Bullish)
Threshold
50 days
Created
Feb 2, 2026, 01:10 AM

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