PYPL - PayPal Holdings Inc

Stock Details

PayPal Holdings Inc (PYPL), a prominent company in the trade & services sector within the services-business services, nec industry, is based in USA and primarily trades on the NASDAQ.Currently, the stock is trading at $71.35. Over the past 52 weeks, it has ranged between $55.85 and $93.66. This places the current price at 76.2% of its 52-week high and 27.8% above its 52-week low. Recent trading volume was recorded at 5,516,169. The 14-day Relative Strength Index (RSI) stands at 56.92, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $66.97 by 6.54%. Similarly, it is below its 200-day moving average of $76.58 by 6.83%. The MACD histogram is -0.26, indicating bearish momentum (MACD Line: 1.06, Signal Line: 1.32).

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

15.79

Near market average

Forward P/E

14.20

Earnings expected to grow

PEG Ratio

0.94

Potentially undervalued

Price to Book

3.38

EV/EBITDA

9.61

EPS (TTM)

$4.45

Price to Sales

2.14

Beta

1.51

More volatile than market

Is PYPL's P/E ratio considered high or low?

PayPal Holdings Inc's current P/E ratio is 15.79, which is near the market average, suggesting the stock is fairly valued relative to its earnings.

How does PYPL's Forward P/E compare to its current P/E?

PayPal Holdings Inc's current P/E is 15.79 and its Forward P/E is 14.20. The lower Forward P/E suggests analysts expect earnings to grow in the coming year, potentially making the stock more attractively valued based on future earnings.

What does PYPL's PEG ratio tell investors?

PayPal Holdings Inc's PEG ratio is 0.94. A PEG ratio below 1.0 is generally considered favorable and may indicate the stock is undervalued when considering both current earnings and expected growth.

How volatile is PYPL compared to the overall market?

PayPal Holdings Inc's beta value is 1.51. A beta above 1.5 indicates significantly higher volatility than the market. This stock may experience larger price swings in both directions.

Performance & Growth

Profit Margin

14.30%

Operating Margin

20.10%

Return on Equity

22.20%

Return on Assets

4.45%

Revenue Growth (YoY)

1.20%

Earnings Growth (YoY)

55.40%

How profitable is PYPL compared to its industry peers?

PayPal Holdings Inc has a profit margin of 14.30%. This is a solid profit margin in line with healthy businesses. It indicates the company retains $14.30 as profit for every $100 in revenue. Profit margins vary by industry, and SERVICES-BUSINESS SERVICES, NEC companies typically need to be evaluated against their specific sector benchmarks.

What do PYPL's ROE and ROA figures tell investors?

PayPal Holdings Inc has a Return on Equity (ROE) of 22.20% and a Return on Assets (ROA) of 4.45%. The ROE is strong, indicating efficient use of shareholders' equity to generate profits. The ROA indicates there may be room for improvement in how efficiently assets are being used. The large gap between ROE and ROA suggests the company has significant leverage (debt), which amplifies returns but potentially increases risk.

Is PYPL growing faster or slower than in previous periods?

PayPal Holdings Inc's year-over-year quarterly revenue growth is 1.20%. This indicates positive revenue momentum, though at a moderate pace. Meanwhile, earnings growth is 55.40% year-over-year. Earnings are growing faster than revenue, suggesting improving profit margins or operational efficiency.

What does PYPL's operating margin tell us about its business model?

PayPal Holdings Inc's operating margin is 20.10%. This is an excellent operating margin that indicates the company has strong pricing power, efficient operations, or both. It suggests a robust business model with good cost control. Operating margins vary widely by industry, and in the services-business services, nec sector, this margin should be evaluated relative to industry peers.

Company Size & Market

Market Cap

$68.35B

Shares Outstanding

972.53M

Book Value/Share

$20.69

Asset Type

Common Stock

What does PYPL's market capitalization tell investors?

PayPal Holdings Inc's market capitalization is $68.35B, which makes it a large-cap company. Large-caps are generally considered more stable investments with established business models and often pay regular dividends. Within the services-business services, nec industry, this market cap places PayPal Holdings Inc among the significant companies in the industry.

What's the significance of PYPL's book value per share?

PayPal Holdings Inc's book value per share is $20.69, while its current market price is $71.35. This gives a price-to-book (P/B) ratio of 3.45. This relatively high P/B ratio indicates investors are willing to pay a significant premium over the accounting value of the company's equity, typically due to strong growth prospects, high returns on equity, or valuable intangible assets not fully reflected on the balance sheet. In the services-business services, nec industry, this P/B ratio should be compared to industry peers for context.

How does the number of outstanding shares affect PYPL investors?

PayPal Holdings Inc has 972.53M outstanding shares. The number of outstanding shares directly affects metrics like earnings per share (EPS) and can be influenced by corporate actions such as stock splits, buybacks, or new share issuances. With a market cap of $68.35B, each share represents ownership of approximately $70.28 of the company's total value. When companies reduce their outstanding shares through buyback programs, this can increase EPS and potentially support higher share prices, assuming other factors remain constant. Conversely, when new shares are issued, this can dilute existing shareholders' ownership stakes.

Analyst Ratings

Analyst Target Price

$82.71

15.92% upside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

How should I interpret analysts' recommendations for PYPL?

For PayPal Holdings Inc, analysts have provided the following recommendations: 7 Strong Buy, 15 Buy, 22 Hold, 2 Sell,0 Analyst recommendations reflect professional opinions about a stock's potential performance, but they should be just one factor in your investment decisions. Each analyst may use different methodologies and timeframes for their assessments. Overall, analysts currently have a positive view on this stock.

What does the analyst target price mean for PYPL?

The consensus analyst target price for PayPal Holdings Inc is $82.71, compared to its current price of $71.35. This represents a potential upside of 15.92%. Analyst target prices typically reflect where professionals expect the stock price to be in 12 months. This consensus target is derived from individual price targets set by various analysts covering the stock, and it may be updated as market conditions change or as new information becomes available. Keep in mind that while target prices provide insight into professional expectations, they are not guarantees, and actual price performance can vary significantly from these targets.

How accurate are analyst forecasts for stocks like PYPL?

Analyst forecasts, while informative, have inherent limitations in their accuracy. Studies have shown that analysts' predictions can be influenced by various biases, including optimism bias (tendency to be overly positive) and herding behavior (following other analysts' opinions). In the services-business services, nec industry, forecasts may be particularly challenging due to factors like changing market conditions, competitive dynamics, regulatory changes, and macroeconomic shifts.

Historically, analysts have been more accurate when forecasting:

Stable, mature companies with predictable earnings
Near-term results rather than long-term performance
Companies with transparent business models

Consider analyst forecasts as one tool among many in your investment research, and evaluate them alongside other metrics, industry trends, and your own assessment of the company's fundamentals and market position.

Fundamentals last updated: Jun 2, 2025, 08:38 AM

Technical Indicators

RSI (14-day)

56.92

Neutral

50-Day Moving Average

$66.97

6.54% above MA-50

200-Day Moving Average

$76.58

-6.83% below MA-200

MACD Line

1.06

MACD Signal

1.32

MACD Histogram

-0.26

Bearish

What does PYPL's RSI value tell investors?

PayPal Holdings Inc's current Relative Strength Index (RSI) is 56.92. This indicates neutral momentum as the RSI is in the middle range. Values around 50 suggest no clear directional bias. The RSI is a momentum oscillator that measures the speed and change of price movements on a scale from 0 to 100. It's used to identify overbought or oversold conditions and potential reversals.

How should I interpret PYPL's moving averages?

PayPal Holdings Inc's current price of $71.35 is above its 50-day moving average ($66.97) but below its 200-day moving average ($76.58). This may indicate a potential recovery or the beginning of a new uptrend, though the longer-term trend remains bearish. The 50-day moving average is below the 200-day moving average, forming what traders call a 'death cross,' which is generally considered a bearish signal. Moving averages smooth out price data to create a single flowing line, making it easier to identify the direction of the trend. The 50-day MA represents medium-term trend, while the 200-day MA reflects the long-term trend.

What is the MACD indicating about PYPL's momentum?

For PayPal Holdings Inc, the MACD Line is 1.06, the Signal Line is 1.32, and the MACD Histogram is -0.26. The negative MACD histogram indicates bearish momentum, with the MACD line below the signal line. This suggests selling pressure is currently stronger than buying pressure. The MACD (Moving Average Convergence Divergence) is a trend-following momentum indicator that shows the relationship between two moving averages of a security's price. The MACD line is calculated by subtracting the 26-period EMA from the 12-period EMA. The signal line is a 9-period EMA of the MACD line, and the histogram represents the difference between the MACD line and the signal line.

Indicators last updated: Jun 4, 2025, 12:47 AM

PayPal Holdings Inc (PYPL) Stock