PYPL - PayPal Holdings Inc

Stock Details

PayPal Holdings Inc (PYPL), a prominent company in the trade & services sector within the services-business services, nec industry, is based in USA and primarily trades on the NASDAQ.Currently, the stock is trading at $75.93. Over the past 52 weeks, it has ranged between $55.85 and $93.66. This places the current price at 81.1% of its 52-week high and 36.0% above its 52-week low. Recent trading volume was recorded at 444. The 14-day Relative Strength Index (RSI) stands at 56.92, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $66.97 by 13.38%. Similarly, it is below its 200-day moving average of $76.58 by 0.85%. The MACD histogram is -0.26, indicating bearish momentum (MACD Line: 1.06, Signal Line: 1.32). The International Securities Identification Number (ISIN) for this stock is US70450Y1038.

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

16.55

Near market average

Forward P/E

14.88

Earnings expected to grow

PEG Ratio

0.98

Potentially undervalued

Price to Book

3.54

EV/EBITDA

10.07

EPS (TTM)

$4.45

Price to Sales

2.25

Beta

1.45

Similar volatility to market

How is PYPL valued relative to its earnings and growth?

PayPal Holdings Inc trades at a P/E ratio of 16.55, which is near the market average of approximately 20, suggesting the market views it as fairly valued relative to its earnings. Looking ahead, the forward P/E of 14.88 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 0.98 suggests the stock may be undervalued relative to its growth rate.

What is PYPL's risk profile compared to the market?

With a beta of 1.45, PayPal Holdings Inc is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 3.54 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

14.30%

Operating Margin

20.10%

Return on Equity

22.20%

Return on Assets

4.45%

Revenue Growth (YoY)

1.20%

Earnings Growth (YoY)

55.40%

How profitable and efficient is PYPL's business model?

PayPal Holdings Inc achieves a profit margin of 14.30%, meaning it retains $14.30 from every $100 in revenue after all expenses. This represents a solid margin typical of well-run businesses, showing the company can effectively balance revenue generation with cost control. The operating margin of 20.10% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 22.20% and ROA at 4.45%, the company generates strong returns on invested capital.

What are PYPL's recent growth trends?

PayPal Holdings Inc's revenue grew by 1.20% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 55.40% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against SERVICES-BUSINESS SERVICES, NEC industry averages for proper context.

Company Size & Market

Market Cap

$71.62B

Shares Outstanding

972.53M

Book Value/Share

$20.69

Asset Type

Common Stock

What is PYPL's market capitalization and position?

PayPal Holdings Inc has a market capitalization of $71.62B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 972.53M shares outstanding, the company's ownership is relatively concentrated. As a participant in the SERVICES-BUSINESS SERVICES, NEC industry, it competes with other firms in this sector.

How does PYPL's price compare to its book value?

PayPal Holdings Inc's book value per share is $20.69, while the current stock price is $75.93, resulting in a price-to-book (P/B) ratio of 3.67. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$81.74

7.65% upside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

How reliable are analyst predictions for PYPL?

46 analysts cover PYPL with 50% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $81.74 implies 7.7% upside, but targets are often adjusted to follow price moves rather than predict them.

What is the Wall Street consensus on PYPL?

Current analyst recommendations:7 Strong Buy, 16 Buy, 21 Hold, 2 Sell, 0The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Jul 1, 2025, 02:34 AM

Technical Indicators

RSI (14-day)

56.92

Neutral

50-Day Moving Average

$66.97

13.38% above MA-50

200-Day Moving Average

$76.58

-0.85% below MA-200

MACD Line

1.06

MACD Signal

1.32

MACD Histogram

-0.26

Bearish

What does PYPL's RSI value tell investors?

The RSI (Relative Strength Index) for PYPL is currently 56.92, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being above the 50-day moving average, this confirms bullish conditions.

How should traders interpret PYPL's MACD and moving average crossovers?

MACD analysis shows the MACD line at 1.06 below the signal line at 1.32, with histogram at -0.26. This bearish crossover indicates downward pressure. The 50-day MA ($66.97) is below the 200-day MA ($76.58), forming a death cross pattern that often warns of extended weakness. Price is currently between the MAs, suggesting transition.

Indicators last updated: Jun 4, 2025, 12:47 AM

PayPal Holdings Inc (PYPL) Stock