Truist Financial Corporation (TFC) Stock

Valuation data is not available for this stock.

With a beta of 0.81, Truist Financial Corporation is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 0.95 indicates the stock trades below its accounting value, which could signal value or distress.

Truist Financial Corporation achieves a profit margin of 42.30%, meaning it retains $42.30 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 38.70% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 0.13% and ROA at 0.02%, the company achieves moderate returns on invested capital.

Truist Financial Corporation's revenue grew by 2.80% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 7.70% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against NATIONAL COMMERCIAL BANKS industry averages for proper context.

Truist Financial Corporation offers a dividend yield of 4.88%, paying $2.08 per share annually. This high yield exceeds 4%, significantly outperforming the S&P 500 average of 1.5-2% and most investment-grade bonds. For income-focused investors, this represents an attractive cash flow opportunity, though high yields sometimes signal market concerns about sustainability. To receive the next dividend, shares must be purchased before the ex-dividend date of 5/9/2025.

The dividend sustainability can be assessed through the payout ratio - Truist Financial Corporation pays $2.08 per share in dividends against earnings of -$0.19 per share, resulting in a payout ratio of -1094.74%. This conservative payout below 30% indicates excellent dividend safety with substantial room for future increases. The company retains most earnings for growth while still rewarding shareholders. The next dividend payment is scheduled for 6/2/2025.

Truist Financial Corporation has a market capitalization of $55.80B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 1.31B shares outstanding, the company's ownership is widely distributed. As a participant in the NATIONAL COMMERCIAL BANKS industry, it competes with other firms in this sector.

Truist Financial Corporation's book value per share is $44.85, while the current stock price is $45.42, resulting in a price-to-book (P/B) ratio of 1.01. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

23 analysts cover TFC with 43% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $45.97 implies 1.2% upside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:3 Strong Buy, 7 Buy, 13 Hold, 00The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

RSI data is not available for this stock.

MACD and moving average data are not available for this stock.