Unitedhealth Group Inc (UNH) Stock

Unitedhealth Group Inc Stock Details, Movements and Public Alerts

Stock Details

Unitedhealth Group Inc (UNH), a prominent company in the finance sector within the hospital & medical service plans industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $316.86. Over the past 52 weeks, it has ranged between $248.88 and $625.65. This places the current price at 50.6% of its 52-week high and 27.3% above its 52-week low. Recent trading volume was recorded at 5,471,979. The 14-day Relative Strength Index (RSI) stands at 30.66, suggesting neutral conditions. The stock is currently trading below its 50-day moving average of $421.53 by 24.83%. Similarly, it is below its 200-day moving average of $515.63 by 38.55%. The MACD histogram is 5.79, indicating bullish momentum (MACD Line: -33.45, Signal Line: -39.24). There is currently 1 active alert set for UNH by users.

52-Week High

$625.65

52-Week Low

$248.88

Volume

5,471,979

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

12.64

Below market average

Forward P/E

13.21

Earnings expected to decline

PEG Ratio

0.80

Potentially undervalued

Price to Book

2.88

EV/EBITDA

8.81

EPS (TTM)

$23.88

Price to Sales

0.67

Beta

0.57

Less volatile than market

Is UNH's P/E ratio considered high or low?
Unitedhealth Group Inc's current P/E ratio is 12.64, which is below the market average. This could indicate the stock is undervalued compared to its earnings, or that investors have lower growth expectations.
How does UNH's Forward P/E compare to its current P/E?
Unitedhealth Group Inc's current P/E is 12.64 and its Forward P/E is 13.21. The higher Forward P/E suggests analysts expect earnings might decline or grow more slowly in the coming year.
What does UNH's PEG ratio tell investors?
Unitedhealth Group Inc's PEG ratio is 0.80. A PEG ratio below 1.0 is generally considered favorable and may indicate the stock is undervalued when considering both current earnings and expected growth.
How volatile is UNH compared to the overall market?
Unitedhealth Group Inc's beta value is 0.57. A beta below 1 indicates the stock is less volatile than the market. For example, if the market moves 10%, you might expect this stock to move less than 10%.

Performance & Growth

Profit Margin

5.39%

Operating Margin

8.32%

Return on Equity

22.70%

Return on Assets

7.04%

Revenue Growth (YoY)

9.80%

Earnings Growth (YoY)

2.60%

How profitable is UNH compared to its industry peers?
Unitedhealth Group Inc has a profit margin of 5.39%. This profit margin is on the lower side. The company is keeping $5.39 in profit for every $100 in sales, which could indicate competitive pressures or cost challenges. Profit margins vary by industry, and HOSPITAL & MEDICAL SERVICE PLANS companies typically need to be evaluated against their specific sector benchmarks.
What do UNH's ROE and ROA figures tell investors?
Unitedhealth Group Inc has a Return on Equity (ROE) of 22.70% and a Return on Assets (ROA) of 7.04%. The ROE is strong, indicating efficient use of shareholders' equity to generate profits. The ROA is healthy, suggesting management is effectively using company assets to generate earnings. The large gap between ROE and ROA suggests the company has significant leverage (debt), which amplifies returns but potentially increases risk.
Is UNH growing faster or slower than in previous periods?
Unitedhealth Group Inc's year-over-year quarterly revenue growth is 9.80%. This indicates positive revenue momentum, though at a moderate pace. Meanwhile, earnings growth is 2.60% year-over-year. Earnings are growing slower than revenue, which might indicate increasing costs or investments for future growth.
What does UNH's operating margin tell us about its business model?
Unitedhealth Group Inc's operating margin is 8.32%. This operating margin is on the lower side, which might reflect intense competition, high operational costs, or a business model that requires high volume to compensate for thin margins. Operating margins vary widely by industry, and in the hospital & medical service plans sector, this margin should be evaluated relative to industry peers.

Dividend Information

Dividend Per Share

$8.40

Dividend Yield

2.78%

Ex-Dividend Date

3/10/2025

Dividend Date

3/18/2025

How does UNH's dividend yield compare to other investments?
Unitedhealth Group Inc's dividend yield is currently 2.78%. This yield is above the S&P 500 average (typically around 1.5-2%) and potentially competitive with some fixed-income investments, depending on current interest rates. In the hospital & medical service plans industry, this yield should be evaluated against industry peers for a meaningful comparison.
What do the ex-dividend and dividend dates mean for UNH investors?
The next ex-dividend date for Unitedhealth Group Inc is 3/10/2025. This is the cut-off date for receiving the upcoming dividend. Investors who purchase shares before this date will receive the dividend, while those who buy on or after this date will not. The actual payment of this dividend will occur on 3/18/2025. The dividend amount is $8.40 per share.
How sustainable is UNH's dividend?
Unitedhealth Group Inc pays a dividend of $8.40 per share, with trailing twelve month earnings of $23.88 per share. This gives a dividend payout ratio of approximately 35.18%. This moderate payout ratio indicates the dividend is likely sustainable while leaving room for business reinvestment.

Company Size & Market

Market Cap

$273.87B

Shares Outstanding

907.14M

Book Value/Share

$104.44

Asset Type

Common Stock

What does UNH's market capitalization tell investors?
Unitedhealth Group Inc's market capitalization is $273.87B, which makes it a mega-cap company. Companies of this size are typically industry leaders with established global presence and significant market influence. Within the hospital & medical service plans industry, this market cap places Unitedhealth Group Inc among the largest players in the sector.
What's the significance of UNH's book value per share?
Unitedhealth Group Inc's book value per share is $104.44, while its current market price is $316.86. This gives a price-to-book (P/B) ratio of 3.03. This relatively high P/B ratio indicates investors are willing to pay a significant premium over the accounting value of the company's equity, typically due to strong growth prospects, high returns on equity, or valuable intangible assets not fully reflected on the balance sheet. In the hospital & medical service plans industry, this P/B ratio should be compared to industry peers for context.
How does the number of outstanding shares affect UNH investors?
Unitedhealth Group Inc has 907.14M outstanding shares. The number of outstanding shares directly affects metrics like earnings per share (EPS) and can be influenced by corporate actions such as stock splits, buybacks, or new share issuances. With a market cap of $273.87B, each share represents ownership of approximately $301.91 of the company's total value. When companies reduce their outstanding shares through buyback programs, this can increase EPS and potentially support higher share prices, assuming other factors remain constant. Conversely, when new shares are issued, this can dilute existing shareholders' ownership stakes.

Analyst Ratings

Analyst Target Price

$397.36

25.41% upside potential

Analyst Recommendations

Strong Buy

6

Buy

18

Hold

3

Sell

0

Strong Sell

0

How should I interpret analysts' recommendations for UNH?
For Unitedhealth Group Inc, analysts have provided the following recommendations: 6 Strong Buy, 18 Buy, 3 Hold,00 Analyst recommendations reflect professional opinions about a stock's potential performance, but they should be just one factor in your investment decisions. Each analyst may use different methodologies and timeframes for their assessments. Overall, analysts currently have a positive view on this stock.
What does the analyst target price mean for UNH?
The consensus analyst target price for Unitedhealth Group Inc is $397.36, compared to its current price of $316.86. This represents a potential upside of 25.41%. Analyst target prices typically reflect where professionals expect the stock price to be in 12 months. This consensus target is derived from individual price targets set by various analysts covering the stock, and it may be updated as market conditions change or as new information becomes available. Keep in mind that while target prices provide insight into professional expectations, they are not guarantees, and actual price performance can vary significantly from these targets.
How accurate are analyst forecasts for stocks like UNH?
Analyst forecasts, while informative, have inherent limitations in their accuracy. Studies have shown that analysts' predictions can be influenced by various biases, including optimism bias (tendency to be overly positive) and herding behavior (following other analysts' opinions). In the hospital & medical service plans industry, forecasts may be particularly challenging due to factors like changing market conditions, competitive dynamics, regulatory changes, and macroeconomic shifts.
Historically, analysts have been more accurate when forecasting:
  • Stable, mature companies with predictable earnings
  • Near-term results rather than long-term performance
  • Companies with transparent business models
Consider analyst forecasts as one tool among many in your investment research, and evaluate them alongside other metrics, industry trends, and your own assessment of the company's fundamentals and market position.

Fundamentals last updated: Jun 2, 2025, 08:58 AM

Technical Indicators

RSI (14-day)

30.66

Neutral

50-Day Moving Average

$421.53

-24.83% below MA-50

200-Day Moving Average

$515.63

-38.55% below MA-200

MACD Line

-33.45

MACD Signal

-39.24

MACD Histogram

5.79

Bullish

What does UNH's RSI value tell investors?
Unitedhealth Group Inc's current Relative Strength Index (RSI) is 30.66. This indicates relatively weak momentum, but not yet in oversold territory. Values below 50 generally suggest bearish momentum. The RSI is a momentum oscillator that measures the speed and change of price movements on a scale from 0 to 100. It's used to identify overbought or oversold conditions and potential reversals.
How should I interpret UNH's moving averages?
Unitedhealth Group Inc's current price of $316.86 is below both its 50-day moving average ($421.53) and its 200-day moving average ($515.63). This is typically considered bearish, indicating the stock is in a downtrend across both short and long-term timeframes. The 50-day moving average is below the 200-day moving average, forming what traders call a 'death cross,' which is generally considered a bearish signal. Moving averages smooth out price data to create a single flowing line, making it easier to identify the direction of the trend. The 50-day MA represents medium-term trend, while the 200-day MA reflects the long-term trend.
What is the MACD indicating about UNH's momentum?
For Unitedhealth Group Inc, the MACD Line is -33.45, the Signal Line is -39.24, and the MACD Histogram is 5.79. The positive MACD histogram indicates bullish momentum, with the MACD line above the signal line. This suggests buying pressure is currently stronger than selling pressure. The MACD (Moving Average Convergence Divergence) is a trend-following momentum indicator that shows the relationship between two moving averages of a security's price. The MACD line is calculated by subtracting the 26-period EMA from the 12-period EMA. The signal line is a 9-period EMA of the MACD line, and the histogram represents the difference between the MACD line and the signal line.

Indicators last updated: Jun 5, 2025, 12:36 AM

Active Alerts

Alert Condition
Reaches new 52-week low
Threshold
N/A
Created
May 15, 2025, 07:29 AM

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