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Chime Financial, Inc. (CHYM) Stock

Chime Financial, Inc. Stock Details, Movements and Public Alerts

Stock Details

Chime Financial, Inc. (CHYM), a prominent company in the technology sector within the software - application industry, is based in United States and primarily trades on the NMS.Currently, the stock is trading at $28.00. Over the past 52 weeks, it has ranged between $15.88 and $35.55. This places the current price at 78.8% of its 52-week high and 76.3% above its 52-week low. Recent trading volume was recorded at 3,651,498. The 14-day Relative Strength Index (RSI) stands at 41.25, suggesting neutral conditions. The stock is currently trading below its 50-day moving average of $30.36 by 7.77%. Similarly, it is above its 200-day moving average of $23.77 by 17.80%. The MACD histogram is -0.11, indicating bearish momentum (MACD Line: -0.19, Signal Line: -0.07). There is currently 1 active alert set for CHYM by users.

52-Week Range

$35.55 - $15.88

-21.24% from high · +76.32% from low

Avg Daily Volume

3,467,572

20-day average

100-day avg: 6,517,996

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

31.76

Above market average

Forward P/E

17.36

Earnings expected to grow

Price to Book

7.53

EV/EBITDA

25.01

EPS (TTM)

$0.88

Price to Sales

4.31

Q:How is CHYM valued relative to its earnings and growth?
Chime Financial, Inc. trades at a P/E ratio of 31.76, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 17.36 is lower than the current P/E, indicating analysts expect earnings to grow over the next year.
Q:What is CHYM's risk profile compared to the market?
Risk profile data is not available for this stock.

Performance & Growth

Profit Margin

-0.74%

Operating Margin

18.61%

EBITDA

$383.88M

Return on Equity

-1.28%

Return on Assets

11.98%

Revenue Growth (YoY)

26.80%

Q:How profitable and efficient is CHYM's business model?
Chime Financial, Inc. achieves a profit margin of -0.74%, meaning it retains $-0.74 from every $100 in revenue after all expenses. This relatively low margin suggests the company operates in a competitive environment or high-cost industry where profitability is challenging. The operating margin of 18.61% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at -1.28% and ROA at 11.98%, the company achieves moderate returns on invested capital.
Q:What are CHYM's recent growth trends?
Chime Financial, Inc.'s revenue grew by 26.80% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. These growth metrics should be evaluated against Software - Application industry averages for proper context.

Company Size & Market

Market Cap

$10.6B

Revenue (TTM)

$2.46B

Revenue/Share (TTM)

$6.49

Shares Outstanding

347.02M

Book Value/Share

$3.71

Asset Type

EQUITY

Q:What is CHYM's market capitalization and position?
Chime Financial, Inc. has a market capitalization of $10.6B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 347.02M shares outstanding, the company's ownership is relatively concentrated. As a participant in the Software - Application industry, it competes with other firms in this sector.
Q:How does CHYM's price compare to its book value?
Chime Financial, Inc.'s book value per share is $3.71, while the current stock price is $28.00, resulting in a price-to-book (P/B) ratio of 7.55. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As EQUITY, this represents a specific type of security.

Analyst Ratings

Analyst Target Price

$39.55

41.23% upside potential

Analyst Recommendations

Strong Buy

4

Buy

8

Hold

4

Sell

0

Strong Sell

0

Q:How reliable are analyst predictions for CHYM?
16 analysts cover CHYM with 75% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $39.55 implies 41.2% upside, but targets are often adjusted to follow price moves rather than predict them.
Q:What is the Wall Street consensus on CHYM?
Current analyst recommendations:4 Strong Buy, 8 Buy, 4 Hold, 00The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Oct 31, 2026, 02:15 AM

Technical Indicators

RSI (14-day)

41.25

Neutral

50-Day Moving Average

$30.36

-7.77% below MA-50

200-Day Moving Average

$23.77

17.80% above MA-200

MACD Line

-0.19

MACD Signal

-0.07

MACD Histogram

-0.11

Bearish

Q:What does CHYM's RSI value tell investors?
The RSI (Relative Strength Index) for CHYM is currently 41.25, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being below the 50-day moving average, this confirms bearish conditions.
Q:How should traders interpret CHYM's MACD and moving average crossovers?
MACD analysis shows the MACD line at -0.19 below the signal line at -0.07, with histogram at -0.11. This bearish crossover indicates downward pressure. The 50-day MA ($30.36) is above the 200-day MA ($23.77), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently between the MAs, suggesting transition.

Indicators last updated: Oct 31, 2026, 12:59 AM

Active Alerts

Alert Condition
Price falls below
Threshold
$12.00
Created
Nov 21, 2025, 02:59 PM

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