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Dave Inc. (DAVE) Stock

Dave Inc. Stock Details, Movements and Public Alerts

Stock Details

Dave Inc. (DAVE), a prominent company in the technology sector within the software - application industry, is based in United States and primarily trades on the NGM.Currently, the stock is trading at $175.65. Over the past 52 weeks, it has ranged between $72.37 and $286.45. This places the current price at 61.3% of its 52-week high and 142.7% above its 52-week low. Recent trading volume was recorded at 740. The 14-day Relative Strength Index (RSI) stands at 32.33, suggesting neutral conditions. The stock is currently trading below its 50-day moving average of $187.85 by 6.49%. Similarly, it is below its 200-day moving average of $208.79 by 15.87%. The MACD histogram is -4.06, indicating bearish momentum (MACD Line: -7.88, Signal Line: -3.82). There is currently 1 active alert set for DAVE by users.

52-Week Range

$286.45 - $72.37

-38.68% from high · +142.70% from low

Avg Daily Volume

525,369

20-day average

100-day avg: 525,732

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

12.87

Below market average

Forward P/E

9.45

Earnings expected to grow

Price to Book

6.36

EV/EBITDA

11.46

EPS (TTM)

$12.87

Price to Sales

3.96

Beta

3.82

More volatile than market

Q:How is DAVE valued relative to its earnings and growth?
Dave Inc. trades at a P/E ratio of 12.87, which is below the market average of approximately 20. This lower valuation could indicate the market has modest growth expectations, or it might represent an undervalued opportunity if the fundamentals are strong. Looking ahead, the forward P/E of 9.45 is lower than the current P/E, indicating analysts expect earnings to grow over the next year.
Q:What is DAVE's risk profile compared to the market?
With a beta of 3.82, Dave Inc. is significantly more volatile than the market. For every 10% market move, this stock tends to move 38% in the same direction. Higher beta stocks offer greater potential returns but with increased risk. The price-to-book ratio of 6.36 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

35.34%

Operating Margin

39.39%

EBITDA

$191.85M

Return on Equity

73.11%

Return on Assets

30.37%

Revenue Growth (YoY)

62.40%

Earnings Growth (YoY)

292.40%

Q:How profitable and efficient is DAVE's business model?
Dave Inc. achieves a profit margin of 35.34%, meaning it retains $35.34 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 39.39% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 73.11% and ROA at 30.37%, the company generates strong returns on invested capital.
Q:What are DAVE's recent growth trends?
Dave Inc.'s revenue grew by 62.40% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. Earnings increased by 292.40% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against Software - Application industry averages for proper context.

Company Size & Market

Market Cap

$2.2B

Revenue (TTM)

$554.18M

Revenue/Share (TTM)

$41.46

Shares Outstanding

11.95M

Book Value/Share

$26.03

Asset Type

EQUITY

Q:What is DAVE's market capitalization and position?
Dave Inc. has a market capitalization of $2.2B, classifying it as a mid-cap stock ($2B-$10B). Mid-caps often represent companies in their growth phase, offering higher growth potential than large-caps but with more stability than small-caps. They can be attractive takeover targets and may become tomorrow's large-caps. With 11.95M shares outstanding, the company's ownership is relatively concentrated. As a participant in the Software - Application industry, it competes with other firms in this sector.
Q:How does DAVE's price compare to its book value?
Dave Inc.'s book value per share is $26.03, while the current stock price is $175.65, resulting in a price-to-book (P/B) ratio of 6.75. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As EQUITY, this represents a specific type of security.

Analyst Ratings

Analyst Target Price

$318.00

81.04% upside potential

Analyst Recommendations

Strong Buy

3

Buy

7

Hold

0

Sell

0

Strong Sell

0

Q:How reliable are analyst predictions for DAVE?
10 analysts cover DAVE with 100% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $318.00 implies 81.0% upside, but targets are often adjusted to follow price moves rather than predict them.
Q:What is the Wall Street consensus on DAVE?
Current analyst recommendations:3 Strong Buy, 7 Buy, 000The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Apr 8, 2026, 02:17 AM

Technical Indicators

RSI (14-day)

32.33

Neutral

50-Day Moving Average

$187.85

-6.49% below MA-50

200-Day Moving Average

$208.79

-15.87% below MA-200

MACD Line

-7.88

MACD Signal

-3.82

MACD Histogram

-4.06

Bearish

Q:What does DAVE's RSI value tell investors?
The RSI (Relative Strength Index) for DAVE is currently 32.33, indicating the stock is showing bearish momentum (30-40 range). Selling pressure is evident but not extreme. This often occurs during pullbacks in uptrends or early stages of downtrends. Combined with the price being below the 50-day moving average, this confirms bearish conditions.
Q:How should traders interpret DAVE's MACD and moving average crossovers?
MACD analysis shows the MACD line at -7.88 below the signal line at -3.82, with histogram at -4.06. This bearish crossover indicates downward pressure. The wide histogram confirms strong momentum. The 50-day MA ($187.85) is below the 200-day MA ($208.79), forming a death cross pattern that often warns of extended weakness. Price is currently below both MAs, confirming weakness.

Indicators last updated: Apr 8, 2026, 08:45 AM

Active Alerts

Alert Condition
Remind me in
Threshold
30 days
Created
Mar 17, 2026, 05:14 PM

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