Fair Isaac Corporation (FICO) Stock

Fair Isaac Corporation trades at a P/E ratio of 59.52, which is above the market average of approximately 20. This premium valuation suggests investors expect above-average growth or the company has competitive advantages justifying the higher multiple. Looking ahead, the forward P/E of 42.19 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 2.00 indicates reasonable value when growth is considered.

With a beta of 1.34, Fair Isaac Corporation is roughly as volatile as the market, moving in line with broad market trends. This moderate beta suggests the stock offers market-level returns without excessive volatility. The price-to-book ratio of 82.33 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Fair Isaac Corporation achieves a profit margin of 32.80%, meaning it retains $32.80 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 48.90% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 35.60% and ROA at 31.00%, the company generates strong returns on invested capital.

Fair Isaac Corporation's revenue grew by 19.80% year-over-year, showing steady progress in growing the business. This positive trajectory indicates the company maintains competitive positioning in its markets. Earnings increased by 46.50% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against SOFTWARE - APPLICATION industry averages for proper context.

Fair Isaac Corporation has a market capitalization of $36.6B, classifying it as a large-cap stock ($10B-$200B). Large-caps are typically industry leaders with established business models, offering a balance of stability and growth potential. They often provide dividend income and are core holdings in institutional portfolios. With 24.00M shares outstanding, the company's ownership is relatively concentrated. As a participant in the SOFTWARE - APPLICATION industry, it competes with other firms in this sector.

Fair Isaac Corporation's book value per share is -$57.99, while the current stock price is $1,566.90, resulting in a price-to-book (P/B) ratio of -27.02. Trading below book value can indicate the market perceives challenges ahead, or it might represent a value opportunity if the assets are quality and earnings can recover. Value investors often screen for P/B ratios below 1.0. As a common stock, this represents equity ownership with voting rights.

19 analysts cover FICO with 74% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $1,877.34 implies 19.8% upside, but targets are often adjusted to follow price moves rather than predict them.

Current analyst recommendations:4 Strong Buy, 10 Buy, 4 Hold, 1 Sell, 0The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.