Klarna Group (KLAR) - 58.13% Below 52-Week High: Buy or Wait?

Stock Details

Klarna Group plc (KLAR), a prominent company in the financial services sector within the credit services industry, is based in United Kingdom and primarily trades on the NYQ.Currently, the stock is trading at $19.88. Over the past 52 weeks, it has ranged between $12.06 and $47.48. This places the current price at 41.9% of its 52-week high and 64.8% above its 52-week low. Recent trading volume was recorded at 3,726,518. The 14-day Relative Strength Index (RSI) stands at 63.51, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $16.54 by 20.19%. Similarly, it is below its 200-day moving average of $24.31 by 18.22%. The MACD histogram is 0.12, indicating bullish momentum (MACD Line: 1.04, Signal Line: 0.91). There is currently 1 active alert set for KLAR by users.

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

N/A

Forward P/E

21.33

PEG Ratio

0.41

Potentially undervalued

Price to Book

3.06

EV/EBITDA

-49.00

EPS (TTM)

-$0.52

Price to Sales

1.97

Q:How is KLAR valued relative to its earnings and growth?

Valuation data is not available for this stock.

Q:What is KLAR's risk profile compared to the market?

Risk profile data is not available for this stock.

Performance & Growth

Profit Margin

-5.18%

Operating Margin

1.68%

EBITDA

$-90,000,000

Return on Equity

-6.95%

Return on Assets

-0.37%

Revenue Growth (YoY)

44.40%

Q:How profitable and efficient is KLAR's business model?

Klarna Group plc achieves a profit margin of -5.18%, meaning it retains $-5.18 from every $100 in revenue after all expenses. This relatively low margin suggests the company operates in a competitive environment or high-cost industry where profitability is challenging. The operating margin of 1.68% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at -6.95% and ROA at -0.37%, the company achieves moderate returns on invested capital.

Q:What are KLAR's recent growth trends?

Klarna Group plc's revenue grew by 44.40% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. These growth metrics should be evaluated against Credit Services industry averages for proper context.

Company Size & Market

Market Cap

$7.5B

Revenue (TTM)

$3.82B

Revenue/Share (TTM)

$10.22

Shares Outstanding

378.11M

Book Value/Share

$6.50

Asset Type

EQUITY

Q:What is KLAR's market capitalization and position?

Klarna Group plc has a market capitalization of $7.5B, classifying it as a mid-cap stock ($2B-$10B). Mid-caps often represent companies in their growth phase, offering higher growth potential than large-caps but with more stability than small-caps. They can be attractive takeover targets and may become tomorrow's large-caps. With 378.11M shares outstanding, the company's ownership is relatively concentrated. As a participant in the Credit Services industry, it competes with other firms in this sector.

Q:How does KLAR's price compare to its book value?

Klarna Group plc's book value per share is $6.50, while the current stock price is $19.88, resulting in a price-to-book (P/B) ratio of 3.06. This high P/B ratio indicates significant intangible assets, strong brand value, or high growth expectations. Technology and consumer brand companies often trade at elevated P/B ratios due to intellectual property and competitive advantages not reflected on the balance sheet. As EQUITY, this represents a specific type of security.

Analyst Ratings

Analyst Target Price

$23.74

19.40% upside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

Q:How reliable are analyst predictions for KLAR?

18 analysts cover KLAR with 72% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The strong bullish consensus may already be priced in. The consensus target of $23.74 implies 19.4% upside, but targets are often adjusted to follow price moves rather than predict them.

Q:What is the Wall Street consensus on KLAR?

Current analyst recommendations:3 Strong Buy, 10 Buy, 5 Hold, 00The bullish tilt suggests optimism about future prospects, though investors should conduct independent research.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Jul 7, 2026, 02:11 AM

Technical Indicators

RSI (14-day)

63.51

Neutral

50-Day Moving Average

$16.54

20.19% above MA-50

200-Day Moving Average

$24.31

-18.22% below MA-200

MACD Line

1.04

MACD Signal

0.91

MACD Histogram

0.12

Bullish

Q:What does KLAR's RSI value tell investors?

The RSI (Relative Strength Index) for KLAR is currently 63.51, indicating the stock is showing bullish momentum (60-70 range). The stock has positive momentum without being extremely overbought. This zone often occurs during healthy uptrends where buyers remain in control. Combined with the price being above the 50-day moving average, this confirms bullish conditions.

Q:How should traders interpret KLAR's MACD and moving average crossovers?

MACD analysis shows the MACD line at 1.04 above the signal line at 0.91, with histogram at 0.12. This bullish crossover suggests upward momentum is building. The 50-day MA ($16.54) is below the 200-day MA ($24.31), forming a death cross pattern that often warns of extended weakness. Price is currently between the MAs, suggesting transition.

Indicators last updated: Jul 7, 2026, 12:47 AM

Condition	Threshold	Created At
Earnings Announcement	3 days	Jan 30, 2026, 05:25 PM

Condition

Threshold

Created At

Earnings Announcement

3 days

Jan 30, 2026, 05:25 PM

Klarna Group plc (KLAR) Stock