Mitsubishi UFJ Financial Group ADR (MUFG) - 0.43% Below 52-Week High: Buy or Wait?

Stock Details

Mitsubishi UFJ Financial Group Inc ADR (MUFG), a prominent company in the financial services sector within the banks - diversified industry, is based in USA and primarily trades on the NYSE.Currently, the stock is trading at $23.15. Over the past 52 weeks, it has ranged between $14.42 and $23.25. This places the current price at 99.6% of its 52-week high and 60.5% above its 52-week low. Recent trading volume was recorded at 1,236,653. The 14-day Relative Strength Index (RSI) stands at 58.95, suggesting neutral conditions. The stock is currently trading above its 50-day moving average of $21.24 by 8.99%. Similarly, it is above its 200-day moving average of $18.06 by 28.18%. The MACD histogram is -0.08, indicating bearish momentum (MACD Line: 0.34, Signal Line: 0.42). There is currently 1 active alert set for MUFG by users.

Fundamentals

Valuation Metrics

P/E Ratio (TTM)

16.39

Near market average

Forward P/E

14.29

Earnings expected to grow

PEG Ratio

1.76

Reasonably valued

Price to Book

1.78

EPS (TTM)

$1.35

Price to Sales

0.03

Beta

0.32

Less volatile than market

Q:How is MUFG valued relative to its earnings and growth?

Mitsubishi UFJ Financial Group Inc ADR trades at a P/E ratio of 16.39, which is near the market average of approximately 20, suggesting the market views it as fairly valued relative to its earnings. Looking ahead, the forward P/E of 14.29 is lower than the current P/E, indicating analysts expect earnings to grow over the next year. The PEG ratio of 1.76 indicates reasonable value when growth is considered.

Q:What is MUFG's risk profile compared to the market?

With a beta of 0.32, Mitsubishi UFJ Financial Group Inc ADR is less volatile than the overall market. This means when the market moves up or down by 10%, this stock typically moves less than 10% in the same direction. Lower beta stocks are often preferred by conservative investors seeking stability. The price-to-book ratio of 1.78 shows investors value the company above its book value, which often reflects intangible assets or growth prospects.

Performance & Growth

Profit Margin

27.50%

Operating Margin

45.60%

Return on Equity

9.46%

Return on Assets

0.51%

Revenue Growth (YoY)

28.80%

Earnings Growth (YoY)

50.90%

Q:How profitable and efficient is MUFG's business model?

Mitsubishi UFJ Financial Group Inc ADR achieves a profit margin of 27.50%, meaning it retains $27.50 from every $100 in revenue after all expenses. This is an impressive margin, indicating strong pricing power and efficient cost management that allows the company to generate substantial profits. The operating margin of 45.60% reveals how efficiently the company runs its core business operations before interest and taxes. With ROE at 9.46% and ROA at 0.51%, the company achieves moderate returns on invested capital.

Q:What are MUFG's recent growth trends?

Mitsubishi UFJ Financial Group Inc ADR's revenue grew by 28.80% year-over-year, representing robust expansion that significantly outpaces typical market growth rates. This strong top-line performance suggests the company is successfully capturing market share or benefiting from favorable industry trends. Earnings increased by 50.90% year-over-year, outpacing revenue growth through improved margins. These growth metrics should be evaluated against BANKS - DIVERSIFIED industry averages for proper context.

Dividend Information

Dividend Per Share

$86.00

Dividend Yield

2.42%

Ex-Dividend Date

Mar 31, 2026

Dividend Date

Jul 9, 2026

Q:What dividend income can investors expect from MUFG?

Mitsubishi UFJ Financial Group Inc ADR offers a dividend yield of 2.42%, paying $86.00 per share annually. This above-average yield of 2-4% provides meaningful income while still allowing the company to reinvest for growth. It compares favorably to the S&P 500 average and offers competitive returns versus bonds in the current rate environment. To receive the next dividend, shares must be purchased before the ex-dividend date of Mar 31, 2026.

Q:How reliable is MUFG's dividend for long-term investors?

The dividend sustainability can be assessed through the payout ratio - Mitsubishi UFJ Financial Group Inc ADR pays $86.00 per share in dividends against earnings of $1.35 per share, resulting in a payout ratio of 100.00%. This very high payout exceeding 90% raises sustainability concerns, as nearly all earnings go to dividends. Any earnings decline could force a dividend cut. The next dividend payment is scheduled for Jul 9, 2026.

Company Size & Market

Market Cap

$249.4B

Revenue (TTM)

$7260.46B

Revenue/Share (TTM)

$639.94

Shares Outstanding

11.28B

Book Value/Share

$12.77

Asset Type

Common Stock

Q:What is MUFG's market capitalization and position?

Mitsubishi UFJ Financial Group Inc ADR has a market capitalization of $249.4B, classifying it as a mega-cap stock (over $200B). These are the largest, most established companies globally, typically offering stability and liquidity but with more modest growth potential. Mega-caps often pay dividends and weather economic downturns better than smaller companies. With 11.28B shares outstanding, the company's ownership is widely distributed. As a major player in the BANKS - DIVERSIFIED industry, it competes with other firms in this sector.

Q:How does MUFG's price compare to its book value?

Mitsubishi UFJ Financial Group Inc ADR's book value per share is $12.77, while the current stock price is $23.15, resulting in a price-to-book (P/B) ratio of 1.81. This reasonable premium to book value suggests the market values the company's earnings power and intangible assets appropriately. Most profitable companies trade between 1-3x book value. As a common stock, this represents equity ownership with voting rights.

Analyst Ratings

Analyst Target Price

$21.59

6.74% downside potential

Analyst Recommendations

Strong Buy

Buy

Hold

Sell

Strong Sell

Q:How reliable are analyst predictions for MUFG?

2 analysts cover MUFG with 50% recommending buy/strong buy ratings. Analyst predictions have mixed reliability - studies show consensus rarely beats market returns consistently. The mixed views reflect uncertainty about the outlook. The consensus target of $21.59 implies -6.7% downside, but targets are often adjusted to follow price moves rather than predict them.

Q:What is the Wall Street consensus on MUFG?

Current analyst recommendations:01 Buy, 001 Strong Sell. The neutral stance suggests uncertainty or fair valuation at current levels.Remember that analyst opinions often lag price movements and can be influenced by investment banking relationships.

Fundamentals last updated: Aug 13, 2026, 02:09 AM

Technical Indicators

RSI (14-day)

58.95

Neutral

50-Day Moving Average

$21.24

8.99% above MA-50

200-Day Moving Average

$18.06

28.18% above MA-200

MACD Line

0.34

MACD Signal

0.42

MACD Histogram

-0.08

Bearish

Q:What does MUFG's RSI value tell investors?

The RSI (Relative Strength Index) for MUFG is currently 58.95, indicating the stock is in neutral territory (40-60 range). Neither buyers nor sellers have clear control, suggesting consolidation or balanced market forces. Combined with the price being above the 50-day moving average, this confirms bullish conditions.

Q:How should traders interpret MUFG's MACD and moving average crossovers?

MACD analysis shows the MACD line at 0.34 below the signal line at 0.42, with histogram at -0.08. This bearish crossover indicates downward pressure. The narrow histogram suggests a potential trend change ahead. The 50-day MA ($21.24) is above the 200-day MA ($18.06), forming a golden cross pattern that typically signals a long-term uptrend. Price is currently above both MAs, confirming strength.

Indicators last updated: Aug 13, 2026, 01:08 AM

Condition	Threshold	Created At
Price decreases by	2%	Feb 28, 2026, 08:18 AM

Condition

Threshold

Created At

Price decreases by

Feb 28, 2026, 08:18 AM

Mitsubishi UFJ Financial Group Inc ADR (MUFG) Stock